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8 FLYNN ST - BUILDING INSPECTION (2) 17 The Commonwealth of Massachusetts �- Board of Building Regulations and Standards SA I Massachusetts State Revised Mar N �j h S Building Code, 780 CNIR Revised r 2011 5 Building Permit Application To Construct, Repair, Renovate O olis a One-or Tivo-Family Divelling This Section,For Official Use Onl Building Permit Number: Date Applie i Building Official(Print Nime) . -Signature Date SECTION 1: SITE INFORMATION 1.1 Property Address: 1.2 Assessors Map Br Parcel Numbers flu ) S& 1.la Is this an accepted street? yes_ no Map Number Parcel Number 1.3 Zoning Information: 1.4 Property Dimensions: Zoning District Proposed Use Lot Area(sq ft) Frontage(tt) 1.5 Building Setbacks(ft) Front Yard Side Yards Rear Yard Required Provided Required Provided Required Provided 1.6 Water Supply: (M.G.L c.40,§54) 1.7 Flood Zone Information: 1.8 Sewage Disposal System: Public Private❑ Zone: _ Outside Flood Zone? Municipal On site disposal system ❑ Check if yesO SECTIoN 2:, PROPERTY OWNERSHIPS ' 2.1 w ertof Accord:�g 6�17_ IAI nAA o+�r7b Name(Print) City,State,ZIP P) rj A IS, JCfat, IDYL'3M-A CoeA No. and Street A� Telephone Email Address SECTION 3: DESCRIPTION OF PROPOSED WORK''(check all that apply) . New Construction ❑ 1 Existing Building ErT Owner-Occupied Repairs(s) <Alteration(s) Addition ❑ Demolition Accessory Bldg. ❑ Number of Units_ Other ❑ Specify: Brief Description of Proposed rWork': 1�£S Tn16 C7�ur inTsi�ad f��yr tX762-r /'emu/k�fren SECTION 4: ESTIMATED CONSTRUCTION COSTS [rem Estimated Costs:", Official Use Only. Labor and Nlatcrials 1. Building 2 GG ri I Building Permit Fee $ Indicate how fee is determined: Cl Standard City/Town Application Fee 2. Electrical ❑'rotal Ptaject Cost'(Item b)x multiplier x 3. Plumbing S 2. Other Fees: S t. �,lech:nical (EIVAC) S List: i. ,\Ixh:mical (Fire I'otal All Fees: .S Sii ression) - Check No. Chcck rAmount: C.uh 1Amauu: I,otal Project (.wit: i ❑ Paid in Pull ❑ Outstnndm� 13a:incc Du . SECTION 5: coNsrRuc'rlON SERVICES 5.1 Construction Supervisor License (CSL) 2 0 7 D/I&r./ uJ A,, _ License Number Expiration Date Name of CSL I folder n /qfinn List CSL Type(see below) 3Z ��ates�EeTU� 40 Type Description No. and Street �Q�FC/Q/ u Unrestricted 1 2 Fain s ir el ing cu. ft.) _ R Restricted 13e3 Famil Dwelling City/"Town, State, ZIP II Masonry RC Roofing Covering WS Window and Siding B SF Solid Fuel Burning Appliances `f78fJ�7�2 Z)dA/t2 i�1�0/�/r'/.a` Cv" I I Insulation Telephone Email address I D I Demolition `` 5.2--�Registered Home Improvement Contractor(HIT) /23�,1G 3//"/ J.G✓ 4 I've, HIC Registration Number Expiration Date I IIC Co;pany Nume o�II-C RNi�n ame ltlg N' m E11 � 'Piq 88) 72f� Email address City/Town, State, ZIP 019 3 Telephone SECTION 6: WORKERS' COMPENSATION INSURANCE AFFIDAVIT(M.G.L. c. 152. § 25C(6)) Workers Compensation Insurance affidavit must be completed and submitted with this application. Failure to provide this affidavit will result in the denial of the Issuance f the building permit. Signed Affidavit Attached? Yes .......... No........... ❑ SECTION 7a: OWNER AUTHORIZATION TO BE COMPLETED WHEN OWNER'S AGENT OR CONTRACTOR APPLIES FOR BUILDING/ PERMIT I, as Owner of the subject property,hereby authorize� '4u.,c-/ � Pl/t 69/ to act on my behalf, in all matters relative to work authorized by this building permit application. Print Owner's Name(Electronic Signature) Date SECTION 7b: OWNEW OR AUTHORIZED AGENT DECLARATION By entering my name below, I hereby attest under the pains and penalties of perjury that all of the information contained in this application is true and accurate to the best of my knowledge and understanding. `7,4,&te-f ,/ 0/,)e L/a;r Print Owners or Authorized.\gcnt's Name(Electronic Signature) Date NOTES: I. An Owner who obtains a building permit to do his/her own work, or an owner who hires an unregistered contractor (nut registered in the Home Improvement Contractor(HIC) Program), will not have access to the arbitration program or guaranty fund under\(.G.L. c. 142A. Other important information on the HIC Program can be found at taww.m:us.,,uvioca Information on the Construction Supervisor License can be found at tatvw.nrus.,u�rdig: [2. When substantial work is planned, provide the information below: al floor area(sq. 11.) (including garage, finished basement/attics, decks or porch) i3 living ❑rea(Sq. ft.) Habitable room count mberoffirzplaccs Nunaberofbcdmomsmber of bathruouas Number of h;dE'Iathse urlasting sySlcua Number ol`dccks/porches e ur cooling sy'lcna _.--—"—--"-- -- Fm:losed- --- _ _—" Open _ --_- 3 "Total Ptojoct Squ:uz Frmta,e" may be sub;tiluted ror..I"q.11 Project ('oat'. t a e CITY OF S:1L E.M, NL-�S5 -1C HUSETTS 130 C11:1s"LNGTON STREET 3�O �<n � FLOOR TEL (978) 745-9593 FMC(978) 740-9346 !C!�[DF_ltLEY DRISCO[.L THOSIAS ST.PIERRS ❑[.RECTOR OF PUBLIC PROPERTY/BC RDL%tG CO.%LNtISSlON ER Construction Debris Disposal Affidavit (required for all demolition and renovation work) 1n accordance with the sixth edition of the State Building Code,780 CMR section t l 1.5 Debris, and the provisions of MGL c 40, S 54; Building Permit/t is issued with the condition that the debris resulting from this work shall be disposed of in a properly licensed waste disposal facility as defined by MGL c 111, S 150A. The debris will be transported by: �••t.d �is4�y00% /n/� (name ut'hauter) The debris will be disposed of in A,d2PzJ 4j/Jcs e�ti'Tit/G -(name of tacility)) _ (address of tacility) signature ut permit applicant date -- !I j CITY OF S:U.E,),I, 1tLkSSACHUSETTS BUILDING DEPARTMENT = / 120 WASHLINGTON STREET, 3i 'FLOOR TEL (978) 745-9595 Rut:(973) 140-9844 ICI\fBERLEY DRISCOLL �Ir1YOR TriOAIAS ST.PIE3Rli DIRECTOR OF PUBLIC PROPERTY/BUILDING CONLMISSIONER Workers' Compensation insurance Affidavit: Builders/Contractors/Electrlcians/Plumbers Applicant information Please Print Leeibt Nanic IBusiness,orgtniratiotvIndividual): Address: 3Z )O£,q,QP4,-v '/ City/StatcjZip:=_�1T6_d4 'aqx 01483 Phone* 97� -9S 7.7Z If Are�u an employer?Check the appropriate boxs 'Type of project(required): 1.tTJ I am a employer with � x. Q 1 am a general contractor and 1 6, Q Ncw construction employees(cull and/or part-time).* have hired the suit-contractors 2.0 1 am a sole proprietor or purtrier- listed on the attached.sheet.t 7. Remodeling .ship and have no employees These subcontractors have V. Q Demolition working for me in any capacity. workers'comp.insurance. 9, Q Building addition (No workers camp,insurance 5. Q We are a corporation and its required.) officers have exercised theft f 0.❑Electrical repairs or additions 11 ).Q Iran a homeowner doing all work right of exemption per MGL I I.Q Plumbing repairs or additions myself.(No workers'comp. C. 152, 41(4),and we have no 12.0 Roof repairs insurance required.) t employees.(No workers' Other— comp. insurance required.) l5.❑Othee -Any uppilcara thus vhwksbat el mustalss fill uul lho savtica bclowshowing their"it='compensation puli�yinlormatlon. '1l,.auwm"who submit this affidavit indicating they am doing all work and thca hire ovbidecontracters most suhmit a now atrldavit indicating such, :Cunuactors that chak this box must much d-M additiunal'hots showing the name of the subaontncters and their workers'comp.policy inremu Tan. I ran an employer that Is providing ivorkers'compensadoa Laurance for my employees Below/a du pollty and job site informallon. Insurance Company Name: See '5 UC�4,0C Policy 4 or Self-ire. Lic. 4: Expiration Dote: Job Sits Address: Cityistateizip: Attach a copy of the workers'compensation policy declaration page(showing the policy number and expiration date). Failure to wcury coverage as required under Section 25A of MGL c. 152 can lead to the imposition of criminal penalties of a line up to S1,500.00 and/or one-year imprisonment,as well as civil penalties in the form of o STOP WORK ORDER and a line orup to S250.OQ a day ogainst the violator. Ile advised that a copy of this.statemunt may be forwarded to the 011ics of Invcstigwimts ui the OlA fur insusanca coverage vcrilicalior /do hereby certify under r s and penaties 1perjary that the infunnarlon provldrJ ab ve i frue anal correct D:,r Y 9�3 Phone,; i U/jicial use a ly. Oa not wrile in shalt urea,to be completed by city or town njj7elud � CityarTown: _,. _ Perm10.Iccnse,Y _LPItimbbing Issuing,%uihuriiy (circle one): I, IJUafd Uf Illalth ?.Ruildlnl; Dcparhuunt .1.Cilylfown Clerk J. Eiectrlcal Lupcctor 5. spector 6.other iContact Person: __... _... Phone 4: A� CERTIFICATE OF LIABILITY INSURANCE OATE(MMDDYY(Y) �/ 04/08/2013 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: DALE JOBNSON UGONE-JOHNSON INSURANCE AGENCY, INC. PHONE Eat 978-887-8304 uc xe:978-887-5517 DALE JOHNSON-AGENT aDoRLES&DALE_JOHNSON@FARM-FAMILY.COM 7 GROVE STREET, SUITE 201 INSURERS)AFFORDING COVERAGE NAICN TOPSFIELD, MA 01983 INSURERA:FARM FAMILY CASUALTY INSURANCE INSURED INSURER B: DW PHILPOT & COMPANY, INC. INSURERC: P.O. BOX 174 INSURER D: TOPSFIELD, MA 01983 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR rypE OF INSURANCE ADDLS BR POLICY EFF POLICY EXP LIMITS LTR POLICY NUMBER MM/DD/YYYY MM/DD/YYYY A GENERALLIABILITY 2005XO998 07/10/201207/10/2013 EACH OCCURRENCE E 1000000 DAMA TO RENTED X COMMERCIAL GENERAL LIABILITY PREMISES Eeoccurrence $ 50,000 CLAIMS-MADE 7 OCCUR MED EXP(Any one person) $ 5,000 PERSONAL B ADV INJURY $ 1,000,000 GENERAL AGGREGATE $ 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS-COMPIOP AGG $ 1,000,000 X POLICY PRO- JECTLOC $ A AUTOMOBILE LIABILITY POLICY#2001050063A 12/11/2D1212/11/2013 COMBINEDSINGLE LIMIT Ea.cold. IS ANY AUTO BODILY INJURY(Per person) $ 100,000 ALL AUTOS OWNED X AUTOS BODILY INJURY(Per accident) 8 300,000 HIREDAUTOS AUTOSNON-OWNED Pea cRd^DAMAGE $ 100,000 UMBRELLA LIAB OCCUR EACH OCCURRENCE $ EXCESS LIAR CLAIMS-MADE AGGREGATE $ DED RETENTION$ $ A WORKERS COMPENSATION POLICY#2001 W7151 08/06/2012 08/06/2013 WC STATU- X OTH- AND EMPLOYERS'LIABILITY ANY PROPRIETORRARTNER/EXECUTIVE YIN NIA E.L.EACH ACCIDENT $ 500,000 OFFICERNEMBER EXCLUDED? Y❑ (Mandatory In NH) E.L.DISEASE-EA EMPLOYEE $ 500000 If yes,describe under DESCRIPTION OF OPERATIONS below EL.DISEASE-POLICY LIMIT $ 500,000 DAN PHILPOT IS NOT COVERED UNDER WORKERS COMPENSATION DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES(Attach ACORD 101,Additional Remarks Schedule,IT more space Is mquxed) LIABILITY POLICY INCLUDES CARPENTRY — RESIDENTIAL PROPERTY NOT EXCEEDING THREE STORIES CERTIFICATE HOLDER CANCELLATION CITY OF SALEM SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN BUILDING INSPECTOR ACCORDANCE WITH THE POLICY PROVISIONS. SALEM, MA 01970 AUTHORIZED REPRESENTATIVE TP DALE EJOHNSON ©1988-2010 ACORD CORPORATION. All rights reserved. ACORD 25(2010/05) The ACORD name and loco are registered marks of ACORD A CERTIFICATE OF LIABILITY INSURANCE DA03/22/2013 ) 03/22/2013 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder In lieu of such endorsement(s). PRODUCER CONTACT NAME: DALE JOHNSON UGONE-JOHNSON INSURANCE AGENCY, INC. P"co"ri ,t.978-887-8304 (FA. AID Ne:978-887-5517 DALE JOHNSON -AGENT AooRESS;DALE_JOHNSON@FARM-FAMILY.COM 7 GROVE STREET, SUITE 201 I N SURER(S)A FFO RDI NG COVERAG E NAIC# TOPSFIELD, MA 01983 INSURERA:FARM FAMILY CASUALTY INSURANCE INSURED INSURER B: DW PHILPOT & COMPANY, INC. INSURER C: P.O. BOX 174 INSURER D: TOPSFIELD, MA 01983 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT.THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADOL SUBR POLICY EFF POLICY NUMBER MWDD/YYYY MM/D�/NYYY LIMITS LTR A GE N ERALLIABILITY 2005XO998 07/10/201207/10/2013 EACHOCCURRENCE S 1000000 DAMAGE TO RENTED X COMMERCIAL GENERAL LIABILITY PREMISES Ii occurrencel $ 50,000 CLAIMS-MADE lxl OCCUR MED EXP(Any one person) $ 5000 PERSONAL S ADV INJURY $ 1,000,000 GENERALAGGREGATE $ 2,000,000 GENT AGGREGATE LIMIT APPLIES PER: PRODUCTS-COMP/OP AGG $ 1,000,000 X POLICY JECTPRO LOC $ A F8OM0ILELIABILITY POLICY#2001 C50063A 12/11/201212/11/2013 Ea eBi DISI NGLEUMIT ANY AUTO BODILY INJURY(Per person) $ 100,000 AUTOS NED X AUTOSSCHEDULED BODILY INJURY(Per accident) $ 300,000 HIRED AUTOS AUTOSWNED PPReOPP RtlTnDAMAGE $ 100,000 s tj UMBRELLA UAB OCCUR EACH OCCURRENCE It LIAR CLAIMS-MADE AGGREGATE s DIED RETENTIONS $ A WORKERS COMPENSATION POLICY#2001 W7151 08/06/2012 08/06/2013 WC sTIRTIU- X oTH- AND EMPLOYER$'LIASIUTY ANY PROPRIETOR/PARTNER/EXECUTIVE YIN N/A (Mandatory In NH) E.L.EACH ACCIDENT $ 500,000 OFFICERMEMBER EXCLUDED? E.L.DISEASE-EA EMPLOYEE $ 500,000 Use,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ 500,000 DAN PHILPOT IS NOT COVERED UNDER WORKERS COMPENSATION DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (Attach ACORD 101,Additional Remarks Schedule,H more space Is required) LIABILITY POLICY INCLUDES CARPENTRY - RESIDENTIAL PROPERTY NOT EXCEEDING THREE STORIES CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE JOHN CRAWLEY THE EXPIRATION DATE, THEREOF, NOTICE WILL BE DELIVERED IN B FLYNN STREET ACCORDANCE WITH THE POLICY PROVISIONS. SALEM, MA 01970 AUTHORIZED REPRESENTATIVE tp DALE E JOHNSON ©1988-2010 ACORD CORPORATION. All rights reserved. ACORD 2 5 1201 0105) The ACORD name and loco are registered marks of ACORD C C-ON ITRACT D, AL,h 2114 3 (-S W,20-9. I IIC 123610 I't It IHN( :UCATF) atn� , [— F W.mi-'I `'Lltm' NIA "!"Edd MA 019.3,a!t'! Pain .tid 1A.... C'm,Plt:"in acc,"d."Ic, I'hm,,aml Nin,I lumitt,d..mcl Sixty-Six Va:..wnt,m b,r'di D,t,,P, 57J30 NI, "'aft ........ ,, 57J59 R, I P, 1'1'..1 ....11,1,:i.", 5.7,WI)Ho t"1 1. u., S2096B, Any: dditiumd ...... ...... kv, oz-, —It -.1k "p--:iln n . %,. �.,t� �),. ............. t p't:l 1 t I.I I,,i. r.... I P ,:11, b, I I Z F I I 1t 11 11 F I rut.1 1it . ....:.... ...... 31z��-A3 ' lot A. D . W. PH I LPOT COM_P_ANY CUSTO1bI C CIN S I It I1 C I'I ON daniel w. philpot P.O. Box 174 Topsfield,MA 01983 ph 978-887-7219 Email DAN@DANPHILPOT.COM CONTRACT Date: Match 22,2013 Licenses: CS#62079,HIC#123610 To: JOHN CRAWLEY Job Name/Location: 8 Flynn Street Reside House Salem,MA 01970 8 Flynn Street,Salem,MA This Contract is made on March 22.2013 between,D W Philnot Company.Inc.,Party One, of Topsfield,blA 01983,and lohu Crawley,Party Two,of Saigm,b A 01970 For valuable consideration,the parties agree to the following: Party One Agrees to: See Addendum A for job specifications Party Two Agrees To: Pay for material and labor complete in accordance with above specifications,for the sum of Twenty-Three Thousand Nine Hundred and Sixty-Six Dollars. S23,966.00 Payments to be made as follows: 30%Start of Demo $7,189.80 30%Start of Construction $7,189.80 30%Upon Completion of Siding $7,189.80 10%Completion $2,396.60 Total $23,966.00 Any Additional Terms: All Material is guaranteed to be as specified. All work to be completed in a workmanlike manner according to standard practices. Any alteration or deviation from above specifications involving extra costs will be executed only upon written orders,mid will become an extra charge over and above the estimate. ;111 agreements-contingent upon strikes,accidents or delays beyond our control.Owner to carry appropriate homeowners insurances. Our workers arc fully covered by Workman's Compensation. No modification of this Contract will be effective unless it is in writing and is signed by both parties.This Contract binds and benefits both parties and any successors and assigns Time is of the essence of this Contract This document,including any attachments,is the entire Contract between the parties. This Contract is governed by the laws of the State of Massachusetts. Dated: ram . Signature of Party One Signature of Party Two Name of Party One Name of Party Two r D . W . PHILPOT COMPANY CUSIOM CONSTROCI-ION daniel w. philpot P.O.Box 174 Topsfeld,MA 01983 ph 978-887-7219 fax 978-887-3770 Email DAN®DANPHILPOTCOM March 22,2013 ADDENDUM A Mr. & Mrs. John Crawley 8 Flynn Street Salem, MA 948-884-8343 Scope of Work • Reside House Wrap exposed trim with break metal • Install exterior door • Install gutters and downspouts • Install bulkhead Permit • City of Salem TBD Reside House • Demo existing siding and exterior $19,956.00 finish • Install Harvey Cedar Impression siding D7 Rough split/straight edge with matching corner boards Color: Buckskin 0 Wrap all existing trim in break metal Install Entrance Door • 3'0"x 6'8"Thermatru Material& $1,145.00 Labor Smooth star fiberglass Aluminum threshold Weatherstrip jambs • Lead pan at threshold • Interior and exterior casing • Baldwin lockset and deadbolt Install Bulkhead • 4'0"x5'0"x2'0" Bilco steel bulkhead Material& $1,465.00 Labor Demo existing Re-flash base Gutters&Downspouts • Install approximately 75L.F. 4"x5" $1,400.00 white aluminum gutter and gutter helmut, including downspouts Dumpster fees included Total $23,966.00 • Certificate of Insurances will be supplied upon signature of contract. • Any additional work will be on a time and material basis at$75 per hour per man. • All sub-contractors'price s s are subject to a 10% overhead and 10%profit.