FY15 CAPER EXECUTIVE SUMMARY - SEPTEMBER 28, 2015
CONSOLIDATED ANNUAL PERFORMANCE
AND EVALUATION REPORT
CITY OF SALEM, MASSACHUSETTS
Fiscal Year 2015
July 1, 2014 to June 30, 2015
Kimberley Driscoll, Mayor
Lynn Goonin Duncan, AICP, DPCD Director
Jane A. Guy, Assistant Community Development Director
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EXECUTIVE SUMMARY
Throughout the many years of the City of Salem’s Community Development Block Grant Program
(CDBG), significant improvements have been made to the City’s physical and social environment
for its low- and moderate-income residents. The CDBG program has made a strong impact in
Salem, as seen through the numerous homes rehabilitated, neighborhood facilities and infrastructure
improved, businesses strengthened, jobs created and families served through our public service
agencies.
During Fiscal Year 2015, we expended $1,310,387.36 in CDBG funds to assist our low- and
moderate-income residents. The focus of the program continued to target affordable housing
programs, neighborhood improvements, public service programs, and economic development
initiatives. In addition to CDBG funds, we expended $64,810 in HOME funds.
The FY15 Consolidated Annual Performance and Evaluation Report (CAPER) provides an analysis
of the fifth and final fiscal year - July 1, 2014 through June 30, 2015 - of the City’s 5-Year
Consolidated Plan completed in 2010. This report is an opportunity to demonstrate our progress
and report our successes over the past fiscal year and to inform the community of how federal and
local programs are making a difference in the lives of low- and moderate-income residents
throughout Salem.
Overview
Overall, we made notable progress during the past fiscal year. As this report indicates, w hile not all
goals were achieved, we made a significant advancement in meeting the goals and objectives stated
in the 5-Year Consolidated Plan and FY15 Action Plan and many were exceeded. We also
continued to meet HUD required funding and expenditure caps and timeliness requirements.
We use various indicators to measure our success. In our housing programs, we continue to assist
first time homebuyers in neighborhoods throughout the city, improve housing conditions, help
renters move into decent, affordable housing and work toward increasing our affordable housing
stock. Our economic development programs continue to attract new businesses that create jobs in
our city and to improve existing businesses that retain jobs and enhance economic vibrancy. Public
service agencies continue to reach our low- to moderate-income residents with their valuable
programs that work toward family self-sufficiency. Finally, our neighborhood improvement projects
made visible changes to areas in the City of greatest need and helped all residents gain access to both
public and private services. Perhaps the greatest indicator of our success is illustrated in the positive
feedback we receive from those affected by our programs.
Organization of the Report
In this report, we included data to fulfill HUD requirements, as well as information that may be of
interest to our residents. The CAPER is broken up into four sections—Assessment of Goals and
Objectives, Supplementary Narratives, Funds Leveraged, and Citizen Participation Summary—in
order to provide residents with an overview of our accomplishments and allow readers to track our
progress throughout the fiscal year.
Assessment of Goals and Objectives – Throughout this section we provide a summary of our
accomplishments over the past fiscal year, including a summary of our expenditures. It provides
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an overview of each program area including an assessment of goals and how activities met the
objectives laid out in the Consolidated Plan.
Supplementary Narratives – As part of our reporting requirements for HUD, we must answer
certain questions regarding our program expenditures and activities. In this section, we provide
supplementary narratives that provide answers to these questions.
Funds Leveraged – Another measure of the success of our program is the funds we leverage with
our federal grants. This section includes a table outlining the funds leveraged from CDBG and
HOME.
Citizen Participation Summary – In this section, we outline how we solicit public comment on our
programs and list the comments heard, if any, during the Public Comment Period, along with
our response to those comments.
The Appendix includes maps, a Financial Summary and tables and spreadsheets to help illustrate
program expenditures and progress.
Contact Information
We are always open to feedback on our progress, as well as to answer questions regarding any of our
programs mentioned in this report. If you would like more information please contact the
Department of Planning and Community Development at 978-619-5685.
CAPER finalization date – September 28, 2015
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INTRODUCTION .................................................................................................................................................. 1
Assessment of Goals and Objectives .............................................................................................................. 3
Affordable Housing Programs ................................................................................................................ 4
Public Services ......................................................................................................................................... 18
Economic Development ........................................................................................................................ 23
Neighborhood Improvements .............................................................................................................. 28
Planning & Administration .................................................................................................................... 30
Other Actions .......................................................................................................................................... 31
Summary/Program Evaluation/Conclusions ..................................................................................... 37
Supplementary Narratives ............................................................................................................................... 38
Funds Leveraged .............................................................................................................................................. 42
Citizen Participation Summary ...................................................................................................................... 44
Appendix
Financial Summary
Progress of Consolidated Plan 5-Year Goals
IDIS Report PR23
IDIS Report PR54
Maps
Low to Moderate Income Areas
Geographic Distribution of Entitlement Funds Expended FY15
Section 3 Report
Cover photo: Courtesy of the Salem YMCA
TABLE OF CONTENTS
1
The Consolidated Annual Performance and Evaluation Report (CAPER) is a summary of the annual
accomplishments produced by the City of Salem and its community partners, as the goals and
objectives of the 5-Year Consolidated Plan (Fiscal Years 2011-2015 (FY11-15)) were implemented.
The current 5-Year Consolidated Plan began on July 1, 2010. The FY15 CAPER provides an
analysis of the fifth and final fiscal year of the 5-Year Consolidated Plan — July 1, 2014 through
June 30, 2015.
Program Goals
One of the overarching goals of the City of Salem is to provide a healthy, affordable and accessib le
community for its residents to live and work and for its businesses to thrive. To accomplish this
goal, the City uses grants from the U.S. Department of Housing and Urban Development (HUD)—
Community Development Block Grant (CDBG) and Home Investment Partnership Program
(HOME)—which are administered through the Department of Planning and Community
Development (DPCD). The following describes each of the grants and their program objectives.
CDBG is a formula-based program designed to develop viable urban communities by
providing decent housing, a suitable living environment, and expanding economic
opportunities for persons of low- and moderate-income1.
HOME is a formula-based program for expanding and improving the supply of decent, safe
and affordable housing for low- and moderate-income persons.
These resources fund a wide range of projects designed to develop and maintain affordable housing,
improve neighborhood public facilities, provide economic opportunities, improve access to public
facilities for people with disabilities, provide critical public services, assist people who are homeless,
and prevent homelessness.
Importance of the Consolidated Plan, Annual Action Plan, and CAPER
In a streamlining effort initiated in the mid-1990s, HUD consolidated the various planning efforts
required by the National Affordable Housing Act of 1990 and the Housing and Community
Development Act of 1992. A Consolidated Plan for Housing and Community Development
(Consolidated Plan) must be prepared every five years in order to receive CDBG and HOME funds
from HUD. Prior to the start of each fiscal year within the five-year Consolidated Plan period, an
Annual Action Plan must also be prepared which lists the specific projects that will be undertaken
with CDBG and HOME funds during that year.
In addition to streamlining planning efforts, HUD also streamlined reporting requirements through
the development of the Consolidated Annual Performance and Evaluation Report (CAPER). The
CAPER must be prepared annually and must describe how CDBG and HOME program activities
address goals and objectives identified in the Consolidated Plan.
This approach to planning and reporting eliminates duplication in preparing separate applications
and reports that, in turn, require multiple planning, development and citizen participation meetings
throughout the year. More importantly, the Consolidated Plan, Annual Action Plan, and CAPER
provide a comprehensive analysis of community needs, identify goals, and lay out objectives that will
1 Low- to moderate- income individuals equals less than 50 or 80 percent of the Boston area median income respectively.
INTRODUCTION
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be undertaken to address those needs, as well as provide a mechanism for reporting
accomplishments.
The Consolidated Plan, Annual Action Plan, and the CAPER provide a means to evaluate each
community’s situation and determine the most effective ways to use funds received from HUD. The
Consolidated Plan establishes a vision for attaining a higher quality of life for low- and moderate-
income residents, the Annual Action Plan outlines specific activities that work toward accomplishing
that vision, and the CAPER measures the success in achieving that vision.
Teen Resource Center fun. Photo courtesy of SATV.
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During FY15, the DPCD continued to make significant progress toward meeting the goals and
objectives laid out in the 5-Year Consolidated Plan and FY15 Action Plan. The CDBG entitlement
funds from HUD for the fiscal year were $952,491 and program income received during the
program year was $112,506.91. Our HOME funding allocation was $100,335. We also used any
available carried over CDBG and HOME funds from prior years.
CDBG Expenditures
In FY15, we expended a total of $1,310,387.36 in CDBG funds. Expenditures were divided into five
program areas — Affordable Housing, Neighborhood Improvements, Planning & Administration,
Public Services and Economic Development. In FY15, we met all timeliness requirements and
program expenditures were consistent with our 5-Year Consolidated Plan and FY15 Action Plan
goals. Furthermore, Public Service programs were just below the 15 percent maximum allowable for
such activities, and we did not exceed the 20 percent Administration spending cap. In the Financial
Summary tables found in each program area, “funding available” indicates the total CDBG funds
available during the fiscal year, including FY15 and prior year carried over funds+/- any adjustments
made during the year.
HOME Expenditures
In addition to CDBG funds, the DPCD also spent $64,810 in HOME funds to undertake affordable
housing activities. When added to the $247,327.54 spent in CDBG funds, the total amount spent for
housing programs is $312,137.54. The City of Salem is a member of the North Shore HOME
Consortium and the specific accomplishments of HOME activities are reported to HUD through the
Consortium by the City of Peabody. However, a summary of our activities is reported throughout this
document.
Program
Accomplishments
The following sections
provide a summary of
accomplishments for each
of our program areas and
evaluate our progress
based on the needs
outlined in the 5 Year
Consolidated Plan and
FY1 Action Plan. The
final section provides an
overall evaluation of our
programs. The Financial
Summary of our
expenditures found in the
Appendix illustrates our
compliance with program
expenditure caps as well as expenditures by category (see Figure 1).
ASSESSMENT OF GOALS AND OBJECTIVES
FY15 CDBG & HOME Expenditures by Category
Neighborhood
Improvements
32%
Affordable
Housing
23%
Economic
Development
19%
Public Services
10%
Planning &
Administration
16%
Fig. 1 FY15 Spending by Category,
as a Percentage of Total CDBG & HOME Expenditures
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AFFORDABLE HOUSING PROGRAMS
The City of Salem has a number of services that address
housing issues, including rehabilitating and maintaining
current housing stock, developing new housing
opportunities, assisting families in acquiring housing and
enabling struggling families to remain in their homes. In
FY15, the City of Salem spent $312,137.54 in CDBG and
HOME funds on affordable housing projects and
programs. The project accomplishments attained with
these funds during FY15 are described in the following
table.
Table 1: FY15 Housing Financial Summary
Project Project Description Funding Available2 Status
First Time
Homebuyer
Program
Provides 0% interest deferred
payment loans to low- to
moderate-income families that
wish to purchase a home in the
City of Salem.
$38,303.29 CDBG
(Carried over &
FY15)
$38,303.29 CDBG funds
spent
5 Salem family assisted (6
units)
Housing
Rehabilitation
Loan Program
Provides a combination of
technical and financial assistance
to help low- to moderate-income
homeowners and landlords make
needed improvements to their
properties.
$321,498.12 CDBG
(FY15 & carried
over)
$18,412.38 HOME
(FY15 & recaptured
ADDI funds)
$101,509.50 CDBG funds
spent
$0 HOME funds spent
4 units improved (3 owners)
1 additional project underway
Congress/Dow
Street Housing
Revitalization
The North Shore CDC acquired 3
buildings on Congress & Dow
Streets for affordable housing,
some to be reserved for formerly
homeless families.
$51,234.63 CDBG
(Carried over &
FY15)
$51,234.63 funds spent.
34 affordable housing units
to be created (to be
reported in future CAPER)
Congress Street
Residences
(Congress &
Ward)
The North Shore CDC will
rehabilitate 5 buildings on
Congress & Ward Streets to
create 30 affordable housing units
and 1 commercial unit.
$50,000 HOME
(FY15) $0 funds spent (in pre-
development)
Harbor &
Lafayette
Homes
The North Shore CDC will
rehabilitate 2 buildings on Harbor
& Lafayette Streets to create 27
affordable housing units.
$50,000 HOME
(FY15) $0 funds spent (in pre-
development)
2 “Funding available” indicates the total funds available during the fiscal year, including FY 15 and prior year carried over funds+/-
any adjustments made during the year.
Roof repair at 131 Bridge Street through the
Housing Rehabilitation Loan Program
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Project Project Description Funding Available3 Status
Rental
Assistance
Programs
Rental Downpayment Assistance
Program - funds are used to help
low- and extremely low-income
Salem residents move into decent,
affordable rental units. Programs
are administered through NSCAP,
HAWC, Citizens for Adequate
Housing and the Salvation Army.
$99,775.28
(including $40,000
of FY15) in open
HOME Contracts
$61,800 in HOME funds
spent
42 families assisted thru
Rental Downpayment
Assistance Program
Housing
Program
Delivery
Costs associated with providing
rehabilitation programs &
inspectional services.
$64,903.12 CDBG
(FY15 & carried
over)
$3,010 HOME
(FY15)
$56,280.12 in CDBG funds,
and $3,010 in HOME admin
funds for housing program
delivery and inspectional
services including lead
inspection.
Other Priority Housing Strategies
In addition to the projects listed above that were undertaken with CDBG and HOME program
funds, over the last five years we also worked on the development of our other priority housing
strategies listed in the Consolidated Plan and the various Action Plans. The following discusses the
status of these projects and the steps taken to achieve these strategies.
Producing New Housing Units
Salem often provides support toward the creation of new affordable housing units through the
conversion of old, abandoned or underutilized buildings and parcels into new residential housing
units. For example, the City committed funding to develop affordable housing units at the
former St. Joseph’s Church site. The Boston Archdiocese’s Planning Office for Urban Affairs
(POUA) was the developer. The first phase of the proposed project is complete and included
the razing of the former church and convent buildings and the construction of a new four-story
building on the site. The 51 units in the new building consist of affordable rental units. In
addition, $1 Million in PWED funds were allocated for traffic and infrastructure improvements
to the adjacent intersection, now complete. These funds were leveraged by and benefit the
development. In September, 2013, a lottery (with assistance by the City’s Housing Coordinator)
was held for the 51 units, with over 1,000 applications received, demonstrating the need for
affordable housing.
Furthermore, funds for affordable housing are often set aside to provide resources for the city,
or a nonprofit partner, to take advantage of opportunities that arise to acquire available
abandoned, derelict properties and turn them back into decent, affordable homes.
An Affordable Housing Fund & Developer Agreements
The City continues to negotiate with developers on a case-by-case basis for affordable units or a
contribution to the Affordable Housing Trust (created in 2006). The Trust committed $25,000
3 “Funding available” indicates the total funds available during the fiscal year, including FY14 and prior year carried over funds+/-
any adjustments made during the year.
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to Salem Lafayette Development as predevelopment funding for the St. Joseph’s Church
redevelopment. The Trust also committed approximately $25,000 for the creation of several
affordable housing units, working with a local non-profit agency.
Four additional housing units have been created at 28 Goodhue Street, known as North River
Apartments, through negotiations during the permitting process, and 10% of the units at
Riverview Place apartments and Grove Street Apartments will be affordable upon construction,
totaling an additional 25 units of affordable housing in the future.
Preserving Existing Affordable Units
Salem has five large private subsidized rental housing developments – Salem Heights, Loring
Towers, Pequot Highlands, Princeton Crossing, and Fairweather Apartments. Each of these
properties was built with the requirement that they remain affordable for a minimum of 40 years
(or until the mortgage was paid). Below is the status of these properties:
o In February 2003, the city reached an agreement that will keep Salem Heights’ 283
apartments rented at affordable rates for 100 years (2103).
o The City negotiated with the owners and tenants of Loring Towers, a HUD 236 property
that the owner had proposed to convert to a Low Income Housing Tax Credit (LIHTC)
project. In June 2007, in order to protect the long-term affordability, as well as the
affordability for existing tenants, the Mayor signed a 121A Agreement and entered into a
Memorandum of Understanding to ensure that 90 percent of the 250 units would be
reserved for families and individuals at or below 60 percent AMI for a period of forty years.
Furthermore, 10 percent will be reserved for those at or below 30 percent AMI. In 2013,
when the 121A agreement for Loring Towers was expiring, the City approved an extension
of their agreeements in support of affordable housing, through 2016.
o In 2014 the city worked diligently with Winn Companies to negotiate a compromise
proposal in an effort to address the City’s concerns about the loss of affordable housing at
Pequot Highlands, whose Section 236 loan was due to mature March 1, 2019. Winn pledged
to seek a minimum of 100 units (40% total) to remain affordable under a 30 year project
based voucher contract; and to increase this minimum amount by “offering up to an
additional 50 project based vouchers to be offered to existing qualified residents on a first
come first serve basis, for a contract period of no less than 15 years. The City of Salem
supported having a total of 150 project-based units as a reasonable approach to maximizing
affordability. This will bring the total percentage of project based vouchers at the property
to 60%, consistent with the City’s goal. Without this solution, all affordable units would
have been lost in five years (2019) upon the expiration of the 236 loan. In addition, an
existing LIHTC Regulatory Agreement restricts rents to 60% of AMI for 103 of the 250
total units until 2096.
o When Preservation of Affordable Housing (POAH) purchased Fairweather Apartments, this
purchase ensured the continued affordability of these 127 units through 2025.
o Princeton Crossing Apartments has 358 units whose affordability expires in 2017.
Foreclosure Prevention
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Located at www.salem.com/pages/salemma_dpcd/additionalresources/other, the city’s website
contains a list of links to various resources for foreclosure prevention and legal assistance.
Additional links are added as they become known. Housing staff are able to offer assistance to
families threatened with the possibility of foreclosure and through a subscription to the Warren
Group, are able to print reports on current foreclosures.
The City encourages first-time homebuyers to complete a certified homebuyer education course,
such as the one funded with CDBG funds through the North Shore Community Development
Coalition (NSCDC). The City provides an additional $1000 in First Time Homebuyer
Downpayment Assistance Loan Program funds for those that do.
Furthermore, the City continues to fund homeless prevention programs through Catholic
Charities, Salvation Army, NSCAP and Healing Abuse Working for Change (HAWC). These
programs provide emergency financial assistance to prevent eviction.
Eliminating Vacancies as a Result of Foreclosure
Foreclosure often results in families being displaced from their home. Foreclosures also result in
an increased demand for affordable rental units by both the former homeowner and by any
displaced tenants. In addition, foreclosure can result in vacant buildings, which can have a
deteriorating effect on neighborhoods. The following chart shows the number of Foreclosure
Deeds (properties that became bank-owned) in Salem for the past calendar years4.
YEAR 1-FAMILY CONDO ALL
2014 4 10 21
2013 8 14 26
2012 16 20 45
2011 12 27 53
2010 18 33 64
2009 19 25 62
2008 19 32 73
2007 18 25 55
The good news is that, in Salem, the number of Foreclosure Deeds has been steadily declining
over the last several years.
The Commonwealth defines foreclosure distress properties as those where a foreclosure petition
has been filed or an auction scheduled in the previous year, or is bank held (up to 2 years). In a
Massachusetts Housing Partnership Foreclosure Monitor article, as of July 1, 2014, Salem’s rate
of distress housing units per thousand was 3.7%, lower than the state average of 4% for
municipalities with 1,000 units of housing or more.5
The City continues to fund Rental Downpayment Assistance programs at Salvation Army,
NSCAP, Citizens for Adequate Housing and HAWC to provide first/last month’s rent and
security which can be used by displaced families.
The City’s First-Time Homebuyer Downpayment Assistance Loan Program is available to first-
time buyers who hope to take advantage of the lower price that they may g et by purchasing a
4 The Warren Group, “Foreclosure Stats”, www.thewarrengroup.com.
5 Massachusetts Housing Partnership Foreclosure Monitor, August 15, 2014.
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foreclosed upon home. The City’s Housing Rehabilitation Loan Program is available to investors
who purchase foreclosed properties so that they can bring the property up to code and turn
them into affordable rental units.
An important part of the City’s recovery and revitalization efforts is helping to re-occupy and
repair foreclosed properties, which is accomplished through our First Time Homebuyer and our
Housing Rehabilitation Loan Programs. As part of the Housing Rehabilitation Loan Program,
any renovated rental units are restricted to affordable rents and must be occupied by low - to
moderate-income households for a period of 15 years.
Public Housing
The Salem Housing Authority (SHA) provides affordable housing to individuals and families in
both federally- and state-owned properties.
The SHA also administers Section 8 Housing Choice Vouchers, which subsidize the rents of
tenants living in privately-owned rental units. It manages 39 federally-owned housing units
located in six properties at six different sites, as well as 676 units of state-owned housing located
in 83 buildings at 17 sites within the City. In addition to its own properties, the SHA currently
manages a total of 1,379 Section 8 Vouchers that subsidize rents in privately-owned housing.
The SHA is pursuing an active modernization program to maintain and update its public
housing portfolio, both state- and federally-funded. For state-funded developments, the
Commonwealth has moved to a 5 year capital improvement funding plan which provides better
ability to local housing authorities to plan and budget their capital improvements. While funding
is still more limited than what is needed to maintain units in excellent condition, the plan
provides for a predictable income stream for capital improvements and repairs. This recent
change is preferable to the previous system of annual applications to the state with all housing
authorities competing for limited funding.
In addition to routine maintenance and repair work, the following modernization work is
currently either underway or in design at the following SHA developments:
$1.8 million window and door replacement at the Pioneer Terrace elderly housing
development;
$144,000 emergency generator installation at the Dalton Building, elderly housing;
$58,000 exterior brick masonry work at 33 Park St./26 Prince St., family housing;
$245,000 heat and hot water upgrade and conversion to natural gas at 5 Barton Square and
292 Essex St., elderly housing;
$85,000 window replacement at 33 Park St./26 Prince St., family housing;
$22,000 exterior railing replacement at Bertram Terrace, elderly housing;
$330,000 roof replacement at 27 Charter St., elderly housing; and
$105,000 exterior brick masonry repointing at 3 Broad St., elderly housing and 117 Congress
St., family housing.
A member of the Resident Advisory Board (RAB) sits as a member of the SHA Board of
Commissioners and the RAB actively encourages resident involvement in management issues.
Other agencies in the region also administer housing vouchers – both project based and mobile
– which are utilized by Salem residents. Community Teamwork, Inc. (CTI) in Lowell provides
vouchers to 348 households, including 169 project-based vouchers and 179 mobile vouchers.
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CTI also administers the MA Department of Housing and Community Development’s Family
Self-Sufficiency Program which provides employment incentives to Section 8 voucher
households. There are currently 7 DHCD FSS participants in the City of Salem.
Providing Expanded First Time Homebuyers Assistance
The City continues its goal to provide families with the opportunity to own their first home
through the First-Time Homebuyer Downpayment Assistance Loan Program (FTHB). In
addition to basic downpayment assistance, the program offers a $1,000 increase over the
maximum loan amount for homeowners who complete First-Time Homebuyer Counseling
through a qualified training program.
In addition to administering the First-Time Homebuyer Downpayment Assistance Loan
Program, DPCD staff provides assistance to coordinate other resources for down payment
assistance, such as Massachusetts Housing Partnership (MHP) SoftSecond Loan program and a
variety of homeownership programs offered by MassHousing, as well as supporting first-time
homebuyer education workshops provided by agencies, such as North Shore Community
Development Coalition.
Providing Assistance to Renters
This year, the City continued its commitment to assist families with rental down payment
assistance (first and last month’s rent and security deposit) to provide families with the funds
necessary to secure affordable housing. The program is an important tool for helping families
with the costs of moving into a decent apartment.
Rehabilitation of Existing Housing
The majority of the housing stock in Salem was built prior to 1949. While older homes are an
integral part of Salem's history and neighborhood fabric, they also require a great deal of
maintenance and may not meet current building codes. In response to this issue, the city
administers a Housing Rehabilitation Loan Program (funded with both CDBG and HOME
funds) to provide low-interest loans to owners of single and multi-family properties to address
cost-prohibitive health and safety issues. Through the rehabilitation of existing housing stock,
more homeowners, as well as tenants residing in rental units, can live in decent housing. The
program was expanded to investor-owners with low- to moderate-income tenants, to address
code compliance and health/safety issues and to maintain affordable, quality rental properties
and to discourage the conversion of affordable rental units into market rate condominiums.
In June, 2007, the N. S. HOME Consortium voted to adopt the federal Energy Star Standards.
The implementation of this new policy for the use of HOME funds began in October, 2007. All
new HOME-assisted units are required to be certified as Energy Star compliant whenever either
new construction is involved or where the rehabilitation of an existing structure involves the
gutting of the structure to the bare walls. Homeowners are also referred to NSCAP’s
weatherization program, where they can get energy-efficiency work undertaken, and then utilize
Salem’s loan program, thereby reducing the homeowner’s loan burden.
In addition, the City offers deleading assistance for homeowners through MassHousing’s Get
the Lead Out Program. This program can be combined with the City’s Housing Rehabilitation
Loan Program. As a Local Rehabilitation Agency (LRA) for the Get the Lead Out Program,
Salem is responsible for intake of application information, technical assistance, working with the
applicant through the construction process and acting as the escrow agent for the loan funds.
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Work Regionally to Increase the Supply of Housing
The housing market operates regionally and the impact of the market is not confined to city
boundaries. Salem has more affordable housing than many cities in the region. At 12.98 percent
(state average is 9.2%), Salem has the highest percentage of affordable housing of the 30 cities
and towns in the North Shore Home Consortium. Still, the supply falls short of the need for
affordable and accessible units, particularly to serve the lowest income households. Multi-
jurisdiction cooperation is needed to address the region’s insufficient affordable housing
opportunities. No one city or town can, or should, bear the responsibility of providing all of the
region’s affordable units. Salem is committed to working with its partners in the North Shore
HOME Consortium and with the region’s mayors to encourage the development of housing
throughout the area in an effort to increase the supply of housing for all.
Affirmatively Furthering Fair Housing
The North Shore HOME Consortium, through Western Economic Services, LLC, updated the
Analysis of Impediments to Fair Housing Choice (AI) in 2007-2008, of which the complete AI is
included by reference. The AI covers all communities in the NS HOME consortium, including the
City of Salem. As part of the research process, the consultant revie wed available data from the U.S.
Census Bureau, HMDA data and discrimination complaint logs. Furthermore, the consultant
conducted public forums and phone interviews of interested parties including, but not limited to:
service providers, real estate professionals, property managers, lenders, local officials and staff.
Many of the organizations contacted for interviews are located in Salem and/or operate in the city.
The City of Salem’s Affordable Housing Trust Fund Board provided a letter, dated January 8, 2008,
commenting on the Draft AI. The final AI did not identify any specific actions for Salem to
undertake in order to overcome the effects of any impediments identified through that analysis. It
did recommend that the Consortium consider taking the following actions:
1. Assist in improving awareness of fair housing law
2. Assist in improving understanding of available fair housing services
3. Assist in improving fair housing delivery system
4. To counteract high denial rates, consider implementing first-time homebuyer training
program targeted at particular types of consumers
5. Incorporate more formalized elements of fair housing planning in Consolidated Plan
6. To aid in expanding awareness of inclusive land use policies, the Consortium might wish to
consider extending fair housing training to the area’s boards and commissions, as well as public
and elected officials
7. Assist in alerting involved agencies to the prospects of their involvement in institutional
barriers that detract from affirmatively furthering fair housing or acting in the public interest of
furthering education of fair housing and the fair housing system.
The City of Salem acknowledges its responsibility to consider and address its own unique
impediments to fair housing should the Consortium’s AI insufficiently address them. In general, the
City determined that the AI was thoroughly researched and inclusive of Salem’s fair housing
concerns. While the AI established findings and recommendations on a consortium-wide basis, the
consultant noted circumstances when a community’s statistics and demographics differed from the
others. For example, the racial and ethnic makeup of residents of the consortium cities differs from
that of the suburban communities. Following are findings pertinent to Salem:
Salem has high ethnic and minority concentrations in some neighborhoods.
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Salem has a high proportion of lower-income households compared to other communities.
People living in Salem with disabilities are not concentrated in one area.
While mortgage denials are higher in some neighborhoods than others, Salem has
proportionately fewer residents who were denied mortgage loans than areas in other consortium
communities. (Note: While the trend holds, the number of sub-prime loans denied to Salem
residents was higher than loans from prime lenders.)
Salem has lower levels of homeownership than other consortium communities; this is
primarily due to the diversity of Salem’s housing stock.
The City has used the Consortium’s AI and its own experience to inform its approach to
affirmatively furthering fair housing. City staff are regularly informed about fair housing -related
issues and concerns through their interactions with the public and local organizations. While the
consultant identified various impediments to fair housing choice for the consortium as a whole, City
staff with their intimate knowledge and experience of the city’s dynamics and neighborhoods, and
through information gathered for the City’s 2005 and 2010 Five Year Consolidated Plans, has
determined that the following selected impediments, excerpted from the AI, are relevant to Salem:
1. Lack of awareness of fair housing rights;
2. Lack of awareness and understanding of available fair housing services;
4. High home mortgage loan denial rates for selected minorities;
5. Unlawful discrimination appears to be occurring in rental markets, particularly as it relates to
disability, familial status, and race or national origin;
7. The high concentrations of minority and disabled populations tends to support the notion
that housing location policies are not as inclusive as may be desired in affirmatively furthering
fair housing;
8. Recent case history shows that local housing authorities within the Consortium award
preference to individuals on subsidized housing waiting lists based upon local residency. This
may be viewed as an impediment to fair housing choice for individuals not residing within each
of these local communities who may wish to move to another community; furthermore, this
practice may contribute to a lack of demographic diversity within the Consortium’s thirty
communities.
Note: Establishing local preferences, including preferences for people who reside and/or work in a community,
is a common practice of housing authorities and is not specific to the City of Salem or the NS HOME
Consortium communities. This practice is acceptable to HUD.
The City of Salem acknowledges that affirmatively furthering fair housing is not limited to
addressing issues of income and housing affordability and therefore, the City’s actions to
affirmatively further fair housing are not limited to promoting affordable housing. The City of Salem
has worked and continues to work to address the impediments identified above (1, 2, 4, 5 and 7), by
carrying out the following activities:
Local officials receive training so they understand the Fair Housing Law and can educate
others: In 2009, the City’s Assistant Community Development Director, the Housing
Coordinator and a board member of the City’s Affordable Housing Trust attended a Fair
Housing Training hosted by the North Shore Home Consortium and conducted by The Fair
Housing Center. Staff shared information received at the training with the remainder of the
AHTF board members. In May, 2012 the Housing Coordinator attended a HUD Fair Housing
Seminar held in Gloucester, as well as a LGBT HUD Equal Access to HUD Programs &
Cultural Competency: An Explanation of HUD’s Equal Access Rule workshop held in Boston
in September, 2012. The Housing Coordinator also attended forums sponsored by the
12
Independent Living Center (September, 2012 - Affordable, Available Accessible Housing in
Salem and April, 2013 and May, 2015 - Housing Right in Salem: Fair Housing Laws & Dealing
w/Discrimination), as well as HUD’s Fair Housing Accessibility FIRST in Boston in May, 2013
and April, 2014. In April, 2015, she attended an Affirmative Fair Housing Marketing Resident
Selection Plans and Lottery Training hosted by DHCD/Mass Housing Partnership. (These
efforts work to address impediments 1 and 2.)
The City provides information to its residents, property owners and real estate professionals
regarding the fair housing law, including protected classes, individual rights and resources: In
January 2009, the DPCD created a separate page on the city’s website for Fair Housing and
Housing Discrimination. The page explains housing discrimination and fair housing laws and is
designed to assist consumers, real estate professionals and lenders. The page also lists resources
available to victims of discrimination. (These efforts work to address impediments 1 and 2.)
The City reaches out to potential victims of discrimination and persons who have limited
housing choice through its work with local housing and human service providers: The City of
Salem provides public service and housing assistance funding to agencies whose activities assist
specific populations with improving their quality of life. Provider assistance may include locating
appropriate and, if needed, accessible housing, as well as a range of human services. Providers
regularly interact with minority, disabled and low-income populations. These interactions
present opportunities for providers to understand their clients’ housing concerns and to assist
them in cases of discrimination. Therefore, it is critical that providers understand the fair
housing laws and available resources for addressing fair housing issues. To this end, the City’s
community development staff provide technical assistance and guidance to local housing and
service providers.
In addition, the City directs its CDBG funding to programs that promote fair housing through
the provision of other services. For example, the City funds the Independent Living Cen ter’s
Accessible Housing Education Services Program. Furthermore, the city requires all sub-
recipients to comply with the Fair Housing Act. (These efforts work to address impediments 1,
2, 4, 5 and 7.)
The City calls attention to local housing issues and encourages people, organizations and
agencies to work together to address them: In April 2009, the City’s Affordable Housing Task
Force sponsored a Housing Summit to provide a forum for discussing the housing challenges
facing Salem. Over 30 people attended the summit including: Affordable Housing Task Force
board members, real estate professionals, directors of local non-profits, regional planners and
other housing advocates.
In, March, 2013, the City of Salem hosted an Abandoned Housing Initiative Receivership
Training Seminar with the Massachusetts Attorney General’s Office in order for municipalities
to partner and learn about how to help revitalize properties threatened by foreclosure and/or in
need of rehabilitation, reverse the ill effects of the foreclosure crisis and keep our neighborhoods
safe and secure. The City recently worked with The Charles Hope Companies as a receiver to
enable an abandoned home to be renovated to remove the blighting influence of this property
and keep the neighborhood secure. The Charles Hope Companies is currently working with the
City on two additional abandoned properties
13
In November, 2014, the City of Salem hosted CHAPA’s regional meeting regarding changes in
State housing policy and affordable housing efforts, which was attended by area housing
providers, non-profits and local stakeholders.
In addition, the City of Salem administers Salem HOPE, a networking group of social service
providers that meets quarterly at rotating public service agency locations. It is open to all social
service agency representatives serving Salem residents and is a forum to work toward filling gaps
in services and sharing insights and concerns. Members often discuss issues that have arisen
(including those relating to housing, employment and disabilities) and providers have the
opportunity to coordinate efforts. (These efforts work to address impediments 1, 2, 4, 5 and 7.)
The City takes advantage of opportunities to interact directly with the public to promote
awareness of fair housing laws and available resources that work toward the intent of fair
housing: The City’s housing staff regularly participate in housing fairs held by lending
institutions and real estate professionals. At these fairs, the City provides information and
counseling to attendees regarding its first-time homebuyer, rehabilitation and deleading
programs. In addition, staff disseminate information regarding the fair housing law, including
protected classes, typical violations and resources available to victims of discrimination. This is
an opportunity for staff to talk one-on-one with residents who may be victims of discrimination
in lending and/or victims of steering. By speaking with people first-hand, staff are able to learn
about the fair housing climate in the city and identify fair housing issues. Staff presented at four
workshops in FY09 and staff presented at one workshop in FY10, one in FY11 and one in
FY12. Staff presented at two in FY13, including one at the Salem Council on Aging and one at
a First Time Homebuyer Certification Course hosted by the North Shore CDC, the Home
Buying Mentors and the Allston Brighton CDC. In March, 2015 staff presented at Home
Buying 101, presented by the Home Buying Mentors and sponsored by NSCDC, Allston
Brighton CDC and the Salem Academy Charter School. (These efforts work to address
impediments 1, 2, 4 and 7.)
The City creates partnerships with local organizations to educate minority and low -income
homebuyers about their rights under the fair housing law: The City provides financial assistance
to Community Teamwork, Inc. and/or North Shore CDC, nonprofit organizations that conduct
CHAPA-certified, first time homebuyer educational courses. These courses are held primarily in
the Point Neighborhood, where Salem has its highest concentration of racial and ethnic
minorities. Among other things, courses inform participants about their rights when working
with real estate agents and lenders. The program covers fair housing issues and what to do if
someone is a victim of discrimination. In addition, the program covers the responsibilities of
landlords under fair housing laws. Community Teamwork conducted training sessions in March
2012 and June, 2012. City housing staff gave presentations during a class for both of these
training sessions, as well as for a Homebuying 101 Course provided in Spanish in May, 2014,
sponsored by the North Shore CDC. (These efforts work to address impediments 1, 2 and 4.)
The City of Salem has also examined issues pertaining to fair housing directly through its
consolidated planning processes in 2005, 2010 and 2015. During this planning, the City held a series
of public meetings and interviews with neighborhood groups, service providers, business
associations and housing professionals. Participants were asked to comment on fair housing and
discrimination in the city.
In September, 2010, the City reviewed the following possible impediments and provided a
perspective on them as follows:
14
Whether subsidized and affordable housing is concentrated in minority areas - Salem has one of the
largest inventories of subsidized and affordable housing in the consortium. Salem’s subsidized
and affordable housing is located citywide, including in some of Salem’s areas of minority
concentration (see “Subsidized Housing Inventory” map located in Salem’s 2010 Consolidated
Plan). The City does not conclude that its subsidized and affordable housing is
disproportionately located in areas of minority concentration to a degree that presents an
impediment to fair housing choice.
Lending, mortgage availability, and foreclosure issues affecting minority homebuyers - Salem property
owners have been greatly affected by the downturn in the housing market and the prevalence of
foreclosures. Foreclosures have occurred citywide (see map “Mortgage Foreclosures” located in
Salem’s 2010 Consolidated Plan). It is clear from this map that as of January 2010, foreclosures
are not concentrated in areas of minority concentration. The NS HOME Consortium analyzed
the level of mortgage denial in each of its communities by block group. While denial rates were
higher in Salem’s minority block groups, they were within the overall average of all loan denials
in all consortium communities, and therefore we cannot conclude this to be an impediment at
this time.
Neighborhood objections and zoning restrictions limiting the availability of supportive housing for persons
with disabilities - As part of its 2010 Consolidated Planning process, Salem reviewed its zoning
bylaw to identify barriers to affordable housing. This review determined that as the city is
nearing build-out, it is essential to preserve existing affordable units and encourage high density
and affordable housing in appropriate areas. Salem has not experienced neighborhood objection
and zoning practices that limit development of supportive housing for persons with disabilities,
specifically.
Availability of accessible housing units for disabled persons - Salem is one of the region’s providers of
services for persons with disabilities and, as one of the region’s suppliers of subsidized housing
also is a provider of its affordable, accessible housing. While the consortium’s AI notes that
Salem does not have a disproportionate share of persons with disabilities living in the city, there
are concentrations in some neighborhoods. The City acknowledges the need to examine, on an
ongoing basis, whether accessible alternatives are sufficiently available to meet demand. In
addition, priority on the Salem’s Housing Rehabilitation Loan Program wait list is given to
persons who need home modifications to accommodate accessibility needs.
Issues affecting persons with limited English proficiency (LEP issues) - Given the ethnic diversity in
Salem, the City continually works to face the challenge of how to serve its non-English speaking
residents. In FY12, the City of Salem added Google Translate to all pages on the City website.
In addition to language barriers, often there are cultural barriers that make it difficult to reach
out to people who may benefit from social services, may have housing issues, or may experience
discrimination. The City translates several of its public notices into Spanish. In addition, service
providers receiving CDBG funds must provide translated information in their marketing
materials into a language that best serves the needs of their clientele. Most providers translate
materials into Spanish, Portuguese or Russian. These service providers were also provided with
the information on Google Translate, for which several have already included it on their
websites. Furthermore, two DPCD employees (our Housing Coordinator and our Budget
Coordinator) are bilingual (fluent in Spanish/English) and a few staff are conversational in
Spanish, French or Portuguese. This not only helps break language barriers, but also helps with
cultural barriers.
Willingness of landlords to rent to families with children - The consortium’s AI identifies
discrimination in rental housing as one of the impediments to fair housing in the region. Salem’s
housing stock is old and lead paint is prevalent. This presents a concern to landlords who may
otherwise rent units to families with children. One of the ways the City of Salem works to
15
address this is by operating a deleading assistance program that offers financi al assistance to
property owners to remove lead paint from their properties.
During the development of the 2015 plan, throughout the process of gathering input through public
meetings and interviews with service providers, business associations, and housing professionals,
there was no found indication that housing policies have created impediments to fair housing.
Subsidized and affordable housing is located citywide, and is not disproportionately concentrated.
Foreclosures and loan denials also occurred proportionally in all areas. Moreover, Salem has not
experienced neighborhood objection and zoning practices that limit development of supportive
housing for persons with disabilities. In comparison with other towns in the region, Salem offers a
greater diversity of housing, and a higher proportion of affordable housing overall, exceeding the
state's 10% affordable housing goal. Moreover, a concentration of health and social service
providers in Salem draws a disproportionate share of persons with disabilities to seek affordable and
accessible housing in the city.
To augment the outreach process, the City conducted an online survey in English and Spanish (also
available in a hard copy format), available between October 21, 2015, and November 22, 2015.
Overall, 315 people completed the survey in English, and 3 people completed it in Spanish. (One of
the Spanish-speaking respondents did not complete the survey past the Demographics section, and a
second only competed through the Housing section.) Nine English-speaking respondents (but
neither of the Spanish-speaking ones) indicate that they or a family member has experienced housing
discrimination in Salem. The most common barrier to fair housing that respondents perceive is a
lack of understanding of fair housing rights/laws by landlords (47 of 158) and unlawful
discrimination in the rental market (21). Many also note that prospective residents are steered away
from or into certain neighborhoods (36), and that minorities experience high rates of home
mortgage denial (27). Some respondents point to regulatory barriers (14) and inadequate code
enforcement for unsafe conditions (27) as barriers to affordable and fair housing. Open ended
responses highlight high housing costs and lack of available housing to meet demand as being the
principle barriers to fair and affordable housing in the city (about 25 responses). Some respondents
point specifically to discrimination against families by landlords of older rentals because of lead paint
hazard, or the challenge of obtaining housing with CORI issues. One of the Spanish-speaking
respondents observes that they sometimes see higher rents being charged (although they do not
indicate which population this affects). Also, some middle income households who do not qualify
for housing assistance complain of being squeezed out of the market.
The City acknowledges that given the ethnic and racial composition of its population, age of housing
stock and prevalence of renter housing, it must examine the potential for housing discrimination and
submit any known AI issues exclusive to Salem during the development of the next Consortium AI,
as well as the actions it is undertaking to address them. Salem will also continue to work with the
Consortium to identify and address fair housing issues and impediments both for the city and the
region. We will continue to monitor our programs and look for new ways to further fair housing.
The City of Salem received an on-site monitoring an Equal Opportunity Specialist (Civil Rights
Analyst) of HUD’s Office of FHEO / Program Compliance Branch in March, 2015. There were no
findings or concerns issued as a result of this monitoring.
Continuum of Care/Homelessness
During FY15, the city continued to support local agencies that provide direct assistance to homeless
families and individuals in Salem, such as Lifebridge and HAWC, and to agencies that help
households avoid homelessness. Agencies funded and their accomplishments are provided i n the
16
Public Services Section of this report, where it indicates that 33 households (75 persons) avoided
homelessness through city-funded Homeless Prevention Programs.
Through Lifebridge, a 34-bed shelter for men and women, the City funds their Medical Support
Services Program which includes wound care, general hea lth assessments, flu and TB shots, diabetic
monitoring and education. They also provide a part-time outreach worker that helps connect
homeless individuals with needed services. Representatives of Lifebridge meet with DCPD staff,
the Salem Police Community Impact Unit, downtown business representatives and other interested
parties as needed to discuss program progress.
HAWC reports that a comprehensive national report released in 2005 found that one out of every
four homeless women is homeless because of violence committed against her. HAWC provides
services to victims of domestic abuse and their children, including a children’s program in the
HAWC shelter and homeless prevention program both funded through CDBG. They also received
HOME funds from Salem toward Tenant Based Rental Assistance and funds for rental
downpayments to move into decent, affordable housing.
In late 2014, the Mayors of Salem and Beverly joined together to create a joint task force to better
understand and address the homelessness problem. The task force is co-chaired by the two mayors
and includes representatives from city departments, and service agencies. In February, 2015,
Danvers and Peabody were invited to join the task force. The Mayors’ Task Force on Homelessness
proposes to analyze sub-populations of homeless people: the chronic homeless, homeless families,
seniors, teens and young adults, as well as those with substance abuse, mental health and/or
behavioral health issues. The group will also look at long-term needs for supportive housing,
emergency shelter, day programming, and other support systems. In addition to the Mayor, Salem’s
Assistant Community Development Director is Salem’s representative on the task force.
The city also continues to be a member of the local Continuum of Care Alliance administered by the
North Shore HOME Consortium. An overview of the activities of the Alliance can be found in the
CAPER submitted by the North Shore HOME Consortium (through the City of Peabody).
Evaluation of Goals
This year, we exceeded our estimate to assist one household to purchase their first home by assisting
five. However, at a total of 21 after five years, it is clear that the foreclosure crisis took its toll and
Salem did not meet its Consolidated Plan goal of 80 households assisted.
The Housing Rehabilitation Loan Program continues to assist families in need and to meet or
exceed the goals laid out in the Consolidated Plan. In FY15, we met our Action Plan goal of
rehabilitating 4 housing units. In addition, there is one more project currently underway. In total,
after five years, at 43, we were three over our Consolidated Plan goal of 40 units.
The Rental Downpayment Assistance Program is administered through local social service agencies
to provide grants to low- and extremely low-income Salem residents to help pay first and last
month’s rents and security deposits to enable them to obtain decent, affordable housing. The FY15
Action Plan projected that up to 36 households would be assisted; 42 families were assisted through
contracts with North Shore Community Action Program, Inc., Salvation Army, HAWC and Citizens
for Adequate Housing, exceeding this year’s goal. However, after five years, at 250 households
assisted, we did not meet our goal of assisting 375 households. This could be due to there being less
of a need; however is more likely due to more funding required for individual households, lowering
the ability to serve more households.
17
Although not funded through Salem’s CDBG or HOME funds, four additional housing units have
been created at 28 Goodhue Street, known as North River Apartments, through negotiations during
the permitting process, and 10% of the units at Riverview Place apartments and Grove Street
Apartments will be affordable upon construction, totaling an additional 25 units of affordable
housing in the future.
Finally, we continue the ongoing review and update of our program policies and guidelines, training
staff and marketing our programs. All program materials are available on the city’s website.
The Housing Coordinator periodically participates in available, applicable trainings, meetings or
webinars (i.e. October, 2012 webinar: Using the Income Calculator to Determine Annual Income).
This year the Housing Coordinator attended:
Affirmative Fair Housing Marketing Resident Selection Plans and Lottery Training –
Randolph, MA – April, 2015 – Sponsored by DHCD and Massachusetts Fair Housing
Partnership
Webinar on Mass Housing Mortgage products – March, 2015 – Massachusetts
Homeownership Mortgage Products and CHAPA
The Housing Coordinator and/or the Assistant Development Director also attend regular meetings
of the North Shore HOME Consortium.
18
Courtesy of VOCES Hispanic Education Program
PUBLIC SERVICES
The Consolidated Plan identified the need for various social
service programs that primarily benefit Salem’s low- to
moderate-income population and those with special needs
(such as physically or mentally disabled, elderly or frail elderly,
youth, non-English speaking residents, persons living with
HIV/AIDS, substance abusers and homeless persons and
families). In FY15, our priority goals were to continue to
support a broad range of social service programs that are
consistent with the needs and goals identified in the
Consolidated Plan and the FY15 Action Plan.
According to HUD regulations, we are allowed to commit up
to 15 percent of our CDBG allocation to public service
activities. In FY15, as in past years, our agencies expended just
under that limit. These public service activities provide direct
benefit to our low- and moderate-income residents; therefore it
is important to continue funding at this level.
Public service projects funded during FY15 were selected using a Request for Proposals (RFP)
process. The Citizen Advisory Committee reviewed all applications received, using criteria that
included project eligibility and documented need for services. Recommendations on funding levels
were provided to the Mayor following this review.
In FY15, we were able to expend $136,645.54 on 23 open public service contracts, which, in turn,
assisted 8,585 people, including at least 680 children/youth and 342 seniors (see Table 2 for Active
Projects).
Table2: FY15 Public Services Financial Summary
Agency
CDBG
Funding
Available
CDBG
Funds
Spent
Number
Assisted Program Impact
Bentley Elementary School
After School Program (Students on
the Move)
$5,000.00 $0 0 youth No funds were spent during the
program period.
Boys & Girls Club
Teen Power Hour $4,800.00 $4,800.00 305 youth
Provided homework help, so that at
least one assignment was completed
with at least 90 children attending for
3 days per week for 12 weeks.
Catholic Charities
Homeless Prevention Program $9,800.00 $9,800.00 36 persons
14 families avoided homelessness
with emergency rent assistance .
They also assisted 15 persons with
this program with other non-CDBG
funding. All families received
extensive information and referral
services and budget counseling.
Catholic Charities
Little Lambs Program $50 FY14 $50.00 4 persons
Assisted 1 family with referrals to
child care and provided diapers and
wipes.
19
Agency
CDBG
Funding
Available
CDBG
Funds
Spent
Number
Assisted Program Impact
Cerebral Palsy Association
North Shore Infant & Toddler
Preschool Program
$4,800.00 $4,800.00 64 children
For children with physical and
developmental disabilities to attend
integrated developmental play groups
once per week. 26 children continue
to attend. Children who have ages
out of the program have gone to
local day cares and preschools (13),
Salem Public Schools (15), moved
out of Salem (3) and Head Start (7).
East Gate Fellowship: Joseph’s
Storehouse $9,800.00 $9,800.00 2190
persons
Provided a food pantry to 1027
households for a total of 6925. As a
result, 6925 visits were made to the
pantry by low and very low income
Salem residents, thereby allowing
them to stretch their household
monies and still have nutritious food.
Haven From Hunger
Food Pantry $9,800.00 $9,800.00 664 persons
Provided food to 319 Salem families
through visits to the food pantry over
5 months, representing 1240 total
visits.
H.A.W.C.
Children’s Program $9,800.00 $9,800.00 78 persons
Assisted 40 adults and 38 children
who are victims of domestic violence.
Play groups were held 4 times per
week. The program held weekly
parenting and craft groups, and
weekly house meetings. They also
ran a self-care group.
H.A.W.C.
Homeless Prevention Program
$3644.52
(FY13) $0 0 persons No funds were spent during the
program period.
Independent Living Center
Accessible Housing Education
Services Program
$4,800.00 $4,800.00
36 disabled
persons/
households
Provided two housing forums, one
on availability of housing and one on
housing rights. ILCNSCA also
provided an additional housing
information presentation at the
LifeBridge Shelter. ILCNSCA
provided individual independent
living services and information and
referral (in-office and telephone) on
housing issues resulting in 4
placements/relocations into AAA
housing. ILCNSCA assisted more
than 31 consumers to complete and
submit subsidized housing
applications (including Section 8 or
other Housing Authority application).
Twelve monthly Universal Housing
Application assistance workshops
were offered, on the first Wednesday
of the month.
20
Agency
CDBG
Funding
Available
CDBG
Funds
Spent
Number
Assisted Program Impact
LEAP for Education (formerly
Salem Cyberspace) $4,800.00 $4,800.00 63 youth
Provided assistance to Salem teens
in high school and college, meeting
with 34 high school students at least
3 hours per week, 16 college
freshmen at least 2 hours per month
and 9 college sophomores at least 1
hour per month. As a result of
these activities, 48 applications to
college were submitted, 5
applications for financial aid were
filed and 2 students took college
entrance exams from November,
2014 through January, 2015.
Lifebridge
Medical Support Services $9,800.00 $9,800.00 201 persons
Provide wound care, general health
assessments, diabetic monitoring
and education. 896 health
assessments were completed by the
Lifebridge nurse. They also
conducted street outreach services
to connect homeless individuals
with shelter services.
NSCAP
Homeless Prevention Program $9,800.00 $6506.53 37 persons
Assisted 18 families (37 persons)
with emergency assistance to
prevent homelessness. 12 families
were assisted with rent and 6
families with utilities. In addition,
245 families, of which 137 were
Salem residents, were assisted
through the NSCAP program.
North Shore CDC
Family Stability Program $9,075.00 $9,075.00 163 persons
They provided classes for housing
stability and economic and personal
growth, including 83
workshops/classes for low-income
Salem residents including 2 home
ownership workshops, 25 English
language classes, 21 sessions of tax
preparation, 23 career counseling
sessions, 2 financial literacy
workshops and 10 subsidized
housing search workshops.
North Shore Moving Market $4,800.00 $4,800.00 111 persons
Assisted 81 Salem households with
554 deliveries of food,
approximately 65-70 deliveries per
month.
Salem Access Television
Youth in Action $4,800.00 $4,800.00 13 youth
Provided a minimum 36 hour
training course for youth age 12-17
including television, field and studio
productions, scripting and
storyboarding. 13 youth from the
Boys & Girls Club completed the
course and received a certificate of
course completion. The group
completed a video "Expressing
yourself through art", which was
broadcast on SATV.
21
Agency
CDBG
Funding
Available
CDBG
Funds
Spent
Number
Assisted Program Impact
Salem Community Child Care $9,800.00 $9,800.00 17 youth
Provided education and child care
to 14 kindergarten children from
1:30-5:30 Monday through Friday
when school is in session and 7:00
to 5:30 during school vacations.
Children were assisted with
homework and all children
successfully completed kindergarten.
Salem Council on Aging
Transportation Program
$232.03
FY14;
$15,000 FY15
$7255.85 342 seniors
Provided approximately 59 rides per
day including rides to the following:
4124 to the Council on Aging, 3129
medical, 2319 shopping, 1242
events & activities, 403 hairdresser,
262 library, 722 YMCA, 185 bank,
84 Salem Housing Authority, 624
other.
Salem Police Department
Bicycle and Walk/Ride Patrols
$9023.84
FY14;
$10,000 FY15
$9460.16 3,918
persons
Targeted bicycle patrols in the
Point Neighborhood the end of
June thru October 5ths. Total calls
for service in the Point
Neighborhood area increased 26%
over last year. Drug offenses
decreased 24%; drunk individuals
decreased 22%; public drinking
decreased 50%; disorderly conduct
decreased 12%; total disturbances
increased 58%; loitering decreased
50%; noise ordinance violations
decreased 31%; total assaults
decreased 7%.
Salem YMCA
School Age Child Care Program $10,000.00 $10,000.00 218 youth
Provided child care with
curriculum based instruction,
enrichment activities, swimming
and field trips 5 days per week
Salvation Army
Homeless Prevention
$673.68
FY14; $5450
FY15
$500.00 2 persons
Assisted 1 households with
homelessness prevention (rent
arrearage).
V.O.C.E.S.
Hispanic Education Program $4,800.00 $4,697.17 119 persons
Provided 175 classes in either
Citizenship Education or GED
Preparation. This year they
reported were 79 new citizens and 2
persons got their GED in Spanish.
Wellspring House
MediClerk Program $3500 FY15 $1750.00 4 persons
13 week training course assisted 4
students enrolled in the MediClerk
Program. 3 students completed the
program and have been placed in
jobs, two as Patient Access
Coordinators at the North Shore
Medical Center, and one as a
Pharmacy Tech at CVS Pharmacy.
The 4th student completed the
academic portion of the program
and will finish her internship when
her maternity leave is over.
TOTAL PERSONS ASSISTED 8,585 persons,
including at least 680 children/youth & 342 seniors
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Evaluation of Goals
As stated before, Public Service activities allow us to provide direct services to our low- and moderate-
income residents. Our FY15 Action Plan goal was to provide approximately 25 new grants and serve
an estimated 10,000 persons. We executed agreements for 21 new grants. Through these new grants
and carried over open contracts, we assisted 8,585 persons. We are fortunate to have an excellent
network of public service providers that utilize our funds to best meet community needs, which is why
we continue to spend up to the full HUD funding cap of 15 percent.
Over the five year period, we served 47,868 persons, just shy of our 50,000 person goal.
Boys & Girls Club Fashion Show. Photo courtesy of SATV
23
Bambolina Ribbon Cutting
ECONOMIC DEVELOPMENT
The City of Salem is committed to continuing efforts to
stimulate our local economy and, as a result, has seen a
surge of redevelopment in the past few years. This new
development has lead to a revitalization of our business
districts and to increases in the number of businesses
providing needed services to our residents.
During FY 15, several new businesses opened in the Urban
Renewal Area bringing new goods and services to the
neighborhood. While there continues to be solid private
sector investment, businesses are continuing to adjust to
the economy, the change in people’s purchasing habits, and
increased competition. Since 2010 the city’s unemployment rate has steadily improved. Salem’s
unemployment rate as of June 2015 is 5.1 percent6, which represents a drop or more than one
percent from the year prior.
Salem continues to focus on economic development in order to bring new employers and new jobs
to the city, while retaining jobs by helping existing businesses improve their commercial
infrastructure or expand their operations. The increased development is bringing vitality to the
downtown, providing goods and services locally, and improving and stabilizing neighborhood
business districts in the process. Improved vitality in our neighborhood and downtown commercial
districts also has the residual effect of improving public safety.
The City of Salem is dedicated to economic development through efforts to revitalize the downtown
and neighborhood commercial districts, improve exterior building façades, and assist local business
owners. Our economic development funds are used to fund the Business Loan Program, Storefront
Improvement Program and Technical Assistance Programs.
Business Loan Program
The Business Loan Program is designed to encourage all types of entrepreneurs to locate in the City,
create jobs, and revitalize the area through rehabilitation to their buildings. There are three types of
loans:
Microenterprise Assistance – provides loans to low- to moderate-income entrepreneurs to assist
with their microenterprise business (5 or fewer full-time employees, including the owner);
Commercial Revitalization – provides loans to business owners in the downtown and eligible
neighborhood districts to assist with the exterior rehabilitation of their building and/or to
correct code violations; and
Special Economic Development – provides loans to business owners throughout the city in exchange
for job creation for low- and moderate-income people.
Storefront Improvement Program
The Storefront Improvement Program is designed to encourage private investment and
reinvestment by new and existing property/business owners in the eligible neighborhood and
6 Massachusetts Executive Office of Labor and Workforce Development, Department of Unemployment Assistance
24
downtown commercial districts. The program offers a one-to-one financial match for façade
improvements of up to $5,000 per storefront.
Technical Assistance Programs
Often small business owners need some degree of technical assistance to help them with managing
or growing their business. The needs of local entrepreneurs range from business planning, drawing
up financial statements, or navigating the city permitting process. The city works in collaboration
with several agencies to improve economic opportunity in Salem by providing technical assistance to
businesses.
Table 3: FY15 Economic Development Financial Summary
Program Description
CDBG
Funding
Available
Status
Storefront Improvement
Program
Provides design assistance and/or
matching funding up to $5,000 to
business owners wishing to improve
the exterior façade of their business.
$25,935.87 $4,450 CDBG spent
2 Storefronts assisted
Business Loan Program
Provides three types of loans that
fund commercial rehabilitation, job
creation or retention and/or micro-
enterprise assistance to make our
commercial areas vibrant.
$119,730.00 $119,555 CDBG spent
3 businesses assisted
Business
Technical
Assistance
Salem Main
Streets
Program
Provides commercial district
revitalization through organization,
promotion, economic restructuring
and design.
$35,000.00
$35,000 CDBG spent
8 new full time jobs
documented (7 FTE)
Assisted 8 new, 37
existing and 17
prospective
businesses (including
24 micro-enterprises)
Enterprise
Center Micro-
Enterprise
Program
Leveraging funds from a Working
Cities Challenge Grant awarded by
the Federal Reserve Bank of Boston,
develop and offer four (4) free,
Spanish language business workshops.
Each participating entrepreneur and
microenterprise owner also receives
one-on-one business counseling
support from the SBDC for 12
months in Spanish or English. Funds
also subsidize the membership cost
for a business owner to join the North
Shore Latino Business Association.
$20,370.02
20,730.02 spent
4 workshops conducted
Assisted 10 participants
- 6 existing
businesses (3 existing
micro-enterprises)
and 4 interested in
starting a business.
Economic
Development
Program
Delivery
Costs associated with providing
Economic Development programs
and administration of the Salem
Redevelopment Authority.
$79,944.88
$78,294.88 CDBG
spent
(see description below)
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Evaluation of Goals
In FY15, with our Small Business Financial Assistance Programs, we exceeded our Action Plan goal
to assist one business by assisting three with new business loans and two storefronts with design
assistance (storefronts to be completed in FY16). Two of the business loans will be monitored in
FY16 for job creation. With regard to the Consolidate Plan goals, at only 5 businesses, we fell short
of our goal undertaking 20 commercial building acquisitions, constructions or rehabilitations
(including commercial storefronts). However, we exceeded our goal of direct financial assistance to
5 for-profits by assisting 8 businesses.
The Salem Main Streets Program provided technical assistance to 62 new, existing or potential
businesses, including 24 micro-enterprise businesses, exceeding our FY15 Action Plan goal of
assisting 20 microenterprises. Over five years they have already exceeded the five year goal of
assisting 100 microenterprises for a total of 120. Events included the Farmer's Market, Heritage
Days (Mayor's Night Out and Ice Scream Bowl) Salem Winter Farmer's Market, Haunted
Happenings, Holiday Tree Lighting, Holiday Stroll, Holiday Window Decoration Contest and Santa
Arrival events, New Year’s Eve Salem launch, Salem So Sweet Festival, Salem Film Festival, Salem
Arts Festival and PEM/PM Artopia.
In total, $258,029.90 in CDBG funds was spent during the program period for economic
development activities, including technical assistance provided by our Economic Development (ED)
Planner, who administers the City’s financial assistance programs and provides administration to the
Salem Redevelopment Authority, which oversees the Urban Renewal Area.
Technical assistance is provided to potential, new and existing businesses including micro-
enterprises, in the downtown, Point Neighborhood and other commercial areas, and includes:
working with businesses on business locations, business expansion
development of tax increment financing agreements
liaising with state economic development agencies to provide businesses with access to tax
credits and other incentives
Coordinating the development of neighborhood and economic development plans
Acting as a liaison between businesses and the Salem Redevelopment Authority, including
processing of applications and attending meetings
managing the Salem Main Streets contract
Managing Small Business Financial Assistance Programs
o Small Business Loan Program – Work with businesses to submit applications, underwriting,
loan documents, job monitoring
o Storefront Improvement Program (to undertake exterior improvements, building code
improvements and purchase of signage for businesses in the Urban Renewal Area and LMI
neighborhoods)
During FY15, DPCD’s Economic Development Planner worked on several significant
redevelopment projects, including:
The approval of 35 projects including, but not limited to, signs, public art installations, and
façade/building renovations proposed within Salem’s Urban Renewal Area. The ED Planner
worked with applicants on all required information needed for Board submissions and ultimate
approvals.
26
Managing the restoration of the Salem Town Pump Fountain, which sits at the head of the City’s
Essex Street Pedestrian Mall in the Urban Renewal Area. The work, which was completed in fall
of FY15, included updating the fountain’s plumbing infrastructure, providing lighting, shrinking
its basin, installing etched concrete, new grating, a new brick plaza, and cleaning existing
concrete and bronze features.
In March of 2014, the City of Salem was awarded a “Working Cities Challenge” grant in the amount
of $100,000. The program, which is managed by the Federal Reserve Bank of Boston, allowed the
City to address poverty, unemployment, and civic engagement in its lowest income and majority
immigrant neighborhood, “the Point.” The Economic Development Planner has been a point -
person in coordinating all aspects of grant administration and programming with partners such as
the North Shore Workforce Investment Board, the North Shore Community Development
Coalition, the North Shore Medical Center, and Salem State University (including its Enterprise
Center). Grant funded activities included an occupational skills training program geared toward
non-native English speakers that focused preparing participants for careers in healthcare; the
development of a retail market analysis of the major commercial corridors in the Point
neighborhood; and leadership and civic engagement activities to encourage Point residents to better
involve themselves in City initiatives and to vote. The Economic Development Planner worked with
business owners, neighborhood groups and local stakeholders, attending all public meetings,
providing oversight of implementation of the plan and reporting of accomplishments.
During FY15, the ED Planner continued to collaborate with the Enterprise Center at Salem State
University and the Small Business Development Center to provide technical assistance to
entrepreneurs. In particular, as a complement to the Working Cities Challenge initiative described
above, the ED Planner worked with the Small Business Development Center to plan a set of
microenterprise technical assistance modules that were taught in Spanish in the Point neighborhood.
Topics include how to start a business, business financing, pricing products and services, and sales
and marketing.
The Economic Development Planner collaborated with the Salem Chamber of Commerce on
several economic development topics including downtown transportation, business recruitment and
retention, and the development of policy suggestions for the City to consider that will streamline
permitting for small businesses.
The Economic Development Planner is also the City’s representative board member on the North
Shore Workforce Investment Board, which serves as the oversight and policy-making body for
federally funded employment and training services in the 19 community North Shore Region. The
board also has the broader role of addressing critical labor market issues and developing strategic
partnerships with local leaders in economic development, the K-12 and higher education system,
government agencies, chambers of commerce, community-based, and labor organizations. The
board charters and oversees a one-stop career center, North Shore Career Center, located in Salem,
with satellite offices throughout the North Shore.
The Economic Development Planner prepared the following grant applications in FY2015, which
support various Economic Development initiatives:
MA Cultural Facilities Fund to support restoration of Salem’s Old Town Hall windows –
$20,000 awarded in July 2014
ArtPlace America to support redevelopment of Artists’ Row in downtown Salem
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MA DHCD’s PATH Program to rezone all or a portion of the Point Neighborhood as a
40R Smart Growth Overlay District - $35,000 awarded in May 2015
Table 4: Active Economic Development Loans in FY15 & Additional Job Monitoring
Project Amount of Loan Total Jobs Monitored
Pia (loan) $20,390 Total 2 FTE created
Old Main Street Pub (loan) $51,820 10 jobs created (7 FTE)
Salem Main Streets (t/a) $35,000 8 new jobs (7 FTE)
Bambolina/Ragazza (loan) $36,445 To be monitored in FY16
Deacon Giles (loan $20,730.02 To be monitored in FY16
Olde Main Street Pub
28
15 Ward Street Pocket Park. Photo courtesy of
North Shore Community Development Coalition
NEIGHBORHOOD IMPROVEMENTS
The City of Salem is committed to undertaking the
infrastructure and public facility improvements we all
depend on to make our city the livable community that it is.
By continually investing in neighborhoods, Salem aspires to
be the best place it can be for people to live and work.
Due to the size and scope of these types of activities, some
require multi-year funding, as well as a few years to plan,
permit and complete the project. To that end, some of our
Neighborhood Improvement Projects are still in the
planning, permitting or bidding stages. The following table
outlines the current neighborhood improvement projects and their status at the close of FY15.
Neighborhood Improvement Projects can only take place in those areas eligible for CDBG funding
(see Appendix for map); therefore all the projects listed are designated for these target
neighborhoods.
Table 5: FY15 Neighborhood Improvement Financial Summary
Activity CDBG Funds
Available in FY15
CDBG Funds
Spent in FY15 Status
Section 108 Loan Payments – South
Harbor Garage (final payment) $35,908.25 $35,908.25 Complete
Pedestrian Mall Fountain $192,778.35 $192,778.35 Complete
NSCDC 15 Ward St. Playground $20,271.56 $20,271.56 Complete
Tree Planting Program $5867.00 $5867.00 Complete
Salem Harborwalk $309.44 $309.44 Complete
Teen Resource Center $1500 $1500 Complete
Splaine Park improvements $158,488.37 $147,256.55 Substantially
complete
Street Improvements (i.e. sidewalks,
curbcuts, paving & crosswalks) $113,090.68 $30,288.88 Ongoing
Mary Jane Lee Park Improvements $101,391.57 $1391.57 Ongoing
Salem Council on Aging Repairs $50,065.05 $65.05 Quoting
Point Neighborhood Playground
Improvements $50,000.00 $0 Planning
Point Visioning Projects $50,000.00 $0 Planning
Pedestrian Mall Improvements $46,657.42 $0 Planning
McGlew Park Improvements $11,500.00 $0 Planning
Historic Sign Installation $7,500.00 $0 Planning
Evaluation of Goals
During the program period, we continued to work on important neighborhood projects, and spent a
total of $408,479.77, including program delivery costs, toward meeting the goals in the FY15 Action
Plan and 5 year Consolidated Plan. Completed projects during FY15 include reconstruction of the
Pedestrian Mall Fountain, assistance to North Shore CDC to create a playground space at 15 Ward
29
“You know the greatest thing about this
whole program? We have kids who have
graduated and don’t need to be here
anymore, but they still come during the
week and on Saturdays. So we’re doing
something right.” Police Sgt. Harry
Rocheville of the Community Impact Unit,
which is heavily involved in On Point at
the Teen Resource Center in the Point
Neighborhood.
Street, and the final touches on the Teen Resource
Center. Improvements at Splaine Park are substantially
complete. This year, the City also made the final payment
on its Section 108 loan.
Projects underway include improvements to Mary Jane
Lee Park and much needed repairs to the Salem Council
on Aging facility.
Trees were planted on Andrew, Linden, Cabot, Hancock,
Dow, Hazel, Salem and Washington Streets, Francis and
Raymond Roads and Raymond Avenue, St. Peter, Essex and Washington Streets and Klop Alley.
Point Neighborhood Playground Improvements, Point Visioning Projects, Pedestrian Mall
Improvements, McGlew Park Improvements and Historic Sign Installation are all in the planning
stage and these funds will be carried over to FY16.
After five years, we exceeded our goal of two public facility and infrastructure improvements by
completing eight. We exceeded our goal to improve two parks/playgrounds by completing four.
We exceeded our goal of planting sixty-five trees by planting one hundred and thirty-three. We
exceeded our goal of undertaking twelve street/sidewalk improvements by completing twenty-nine.
We are disappointed that our goal to construct a new senior center has not been realized and are
hopeful that we will see ground break by FY16.
30
PLANNING & ADMINISTRATION
In the Consolidated Plan, our priority administrative
goals are to provide for the administrative costs
associated with the management of the Salem
Community Development Block Grant program and
to develop the planning resources and documents
necessary to undertake program activities.
During FY15, we provided matching funds toward a
Massachusetts Historical Commission Survey (MHC)
and Planning Grant to undertake an update of the
Preservation Master Plan. Funds were also used
toward planning costs for the Dickson Memorial
Chapel project.
In FY15, we spent a total of $224,186.18 in Planning and Administration for planning projects
completed in the fiscal year and administration expenses necessary to carry out our programs. As
stated previously, we were able to remain under the administrative spending cap of 20 percent.
Table 7: FY15 Planning & Administration Financial Summary
Activity CDBG Funds
Available
CDBG Funds
Spent
Survey & Planning Grant – Preservation Master
Plan $16,000.00 $16,000.00
Greenlawn Cemetery – Dickson Memorial Chapel
Planning $7,829.25 $6,004.02
General Administration - Non-salary $9,773.75 $9,773.75
General Administration - Benefits $29,148.92 $29,148.92
General Administration - Salary $163,259.49 $163,259.49
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OTHER ACTIONS
Barriers to Affordable Housing
In comparison with other towns in the region, Salem offers a greater diversity of housing, and a
higher proportion of affordable housing overall, exceeding the state's 10% affordable housing goal.
Subsidized and affordable housing is located citywide, and is not disproportionately concentrated.
Foreclosures and loan denials have also occurred proportionally in all areas. In addition, Salem has
not experienced neighborhood objection and zoning practices that limit development of supportive
housing for persons with disabilities. Moreover, a concentration of health and social service
providers in Salem draws a disproportionate share of persons with disabilities to seek affordable and
accessible housing in the city.
However, some of the factors identified in the 2010 Consolidated Plan continue to contribute to the
difficulty of increasing the availability of affordable housing, including a shortage of land, lack of
regulatory tools to require affordable housing in new developments, and local government’s
dependence on the property tax to finance City services. Like other communities, Salem is not in
control of all of these barriers, and as a result its ability to solve them is constrained by financial
resources and legal requirements.
As a mature coastal city of only eight square miles, there is limited remaining developable land, and
the remaining developable land is limited by environmental constraints and regulated by zoning and
other state and federal land regulations. While Salem has been working extensively to allow for
larger mixed-use and multi-family residential projects within its downtown area and the North River
Canal Corridor, the recent recession hindered (although not completely stopped) the development
of such projects. The recession had several impacts related to construction: first, it has caused severe
constrictions in construction spending. One outcome of this is that there are fewer developers
remaining with the financial resources and access to capital, staffing capacity and skills required to
perform large scale construction projects. Second, changes in federal regulations with respect to
lending, which have remained relatively favorable toward the construction of multi-family residential
projects, have also made it more difficult for developers to cross-leverage their existing projects in
order to secure construction financing and take out loans. Third, with a weaker market, building
more expensive projects (such as those that require the construction of costly underground parking
as well as extensive design review) have become less profitable. All of these issues, combined with
high land values, and sites that entail high development costs have created barriers to the
construction of affordable residential development at the scale needed to respond to the need.
Salem has seen the value of its residential stock generally increase in the post-recession years,
however at the same time, tax rates have also been raised. In the past decade, the residential tax rate
has increased from $11.38 per $1,000 in 2005 to $16.41 per $1,000 in 2015. Two factors affect
property tax bills: the cost of municipal and school services, and the sources and amounts of
revenue used to pay them. In Salem, the increase in homeowner tax bills has less to do with growth
in local spending than a decline in nonresidential tax revenue and the amount of local aid as a
percentage of the City’s budget. Of the 348 cities and towns in Massachusetts the Department of
Revenue collects data for, Salem’s average single-family tax bill ranked 126 in the state in 2014,
which is an improvement since 2009 when it was ranked 119. Decreases in the commercial and
industrial tax base have contributed to the problem of high tax bills, along with increases in fixed
costs such as health care. Salem has plainly experienced a growing shortfall in local aid, forci ng
property tax payers to make up the difference.
Redevelopment of obsolete residential and commercial space for new condominium or rental
housing has produced higher-end units that are not affordable to a large percentage of the City’s
32
existing residents. While the infusion of more people and disposable income in the downtown area
supports local economic development goals, a lack of a sufficient supply of housing for low -,
moderate-, and middle-income households may create negative social and economic consequences
for the City as a whole. The City has negotiated the inclusion of affordable housing in developments
as deemed feasible with some notable successes. Inclusionary zoning could provide a more
permanent strategy to achieve this goal, but would offer less flexibility to negotiate the best feasible
public benefits.
The City is looking to adopt a 40R Smart Growth Overlay District (SGOD) within the Point
Neighborhood. Adoption of a 40R district would help encourage commercial and housing diversity
in mixed-use developments at high minimum densities, by being allowed as-of-right rather than on a
special permit basis. Under state law, a 40R SGOD district requires a minimum of 20% deed -
restricted affordable housing units. In order to fund and facilitate the process of developing a 40R
SGOD, the City has received a $35,000 award from the MA Department of Housing and Economic
Development’s Planning Assistance Toward Housing (PATH) grant program. The PATH program
supports multi-family housing proximate to existing infrastructure, community services and public
transportation, as well as projects containing ancillary commercial facilities that are secondary to the
residential use of properties. The goal of PATH is to increase the supply of multi -family, mixed-
income housing across the Commonwealth by encouraging community-based planning activities
that will lead directly to housing production. Funding will go toward the facilitation of public
meetings, solicitation of community input, and the development and approval of ordinance
language. The City envisions this process taking place in 2015.
Salem has also utilized Massachusetts’ Chapter 40B Comprehensive Permit program which enables
the City to waive local zoning requirements including density, height, and use, for developments to
create new affordable housing. For example, the City approved a “friendly 40B” proposal to
facilitate redevelopment of the former St. Joseph’s church site to create 51 units of affordable
housing. The site was also rezoned to Central Business zoning, allowing a mixed use component. In
addition, the City Council, with the support of the DPCD, has approved the waiver of permitting
fees for at least one affordable housing development project.
In passing the Community Preservation Act, Salem has committed locally-raised funds to contribute
to meeting affordable housing needs. These funds may be used in combination with funding from
other sources to help overcome financing barriers to facilitate affordable housing development by
public, non-profit, and private entities. To date, two housing projects being undertaken by NSCDC
have been awarded CPA funds, which will create 61 affordable housing units.
Through its Housing Rehabilitation Loan Program, First -Time Homebuyer Downpayment
Assistance Loan Program and Affordable Development Programs the City works to preserve and
increase the supply of affordable housing. However, despite our efforts to help renters become
homeowners, there has been a decline in the number of participants in the First -Time Homebuyer
Downpayment Assistance Loan Program. We attribute this to the number of new homebuyers who,
although eligible for our programs, are being denied loans as a result of tighter standards instituted
by lending institutions in response to recently passed legislation.
Lead-Based Paint Hazard Reduction
The age of the city’s rental housing stock leads to a high proportion – over 85% - of rental units
having a risk of containing lead-based paint. Children under the age of 6 are most vulnerable to lea d
poisoning. An estimated 1,179 households with children under the age of 6 live in housing units
constructed before 1980, representing over 90% of the city’s households with young children. More
than homeowners, renters represent a higher share of households who have children under the age
33
of 6, and they are more likely to live in older buildings; significantly more children in rental housing
are potentially exposed to the hazard of lead-based paint in their homes.
In 2001, Salem was considered one of the state’s high risk communities, with 24 cases over five
years, averaging 4.8 cases per year. However, the rate of lead poisoning has improved considerably
over the past decade. Despite the age of the city’s housing stock, the rate of lead poisoning is low:
there have been about 1-3 cases of lead poisoning per year among children screened over the past
decade.
The City of Salem has addressed the need for renovation and rehabilitation of older housing stock
through its Housing Rehabilitation Loan Program, as well as supporting the modernization and
rehabilitation of affordable housing owned by the Salem Housing Authority and North Shore CDC,
and administering or supporting programs that provide weatherization and lead paint remediation.
Moreover, the Get the Lead Out Program and the City’s Housing Rehabilitation Loan Program,
which provide loan funds for qualified applicants for lead testing, hazard reduction and abatement
activities, and temporary relocation reimbursements, have de-leaded numerous properties over the
last 25 years, which has helped the city to significantly reduce the rate of lead poisoning . Lead-based
paint hazard control measures are consistent with the federal Title X requirements and State lead
based paint regulations.
The Salem Board of Health disseminates information regarding the proper disclosure of lead
hazards to property owners upon selling or renting a housing unit and inspects rental units for lead
paint hazards. In Salem, a landlord is required to obtain a Certificate of Fitness inspection when an
apartment becomes vacant. Board of Health personnel conducts this inspection to enforce the State
Sanitary Code for Housing. When the information is sent to the landlord prior to this inspection, a
letter describing the Federal law is included, as is a copy of the Tenant Notification Form in English
and Spanish. Also, the Board of Health periodically sends notification of regulations regarding lead -
based paint to area realtors. In addition, Board of Health personnel are trained Lead Determinators.
Should the Board receive a call from a tenant who is concerned that there may be lead-based paint
in his/her apartment, potentially affecting their children under six years of age, the Board is able to
send out a Sanitarian to conduct a Lead Determination. If lead paint is detected, an order is sent to
the landlord requiring compliance with the State Lead Law. The Board ensures compliance with the
order. The State Lead Program is notified of the results of all Lead Determinations.
Finally, all participants in the First-Time Homebuyer Downpayment Assistance Loan Program are
given a copy of the EPA brochure Protecting your Family from Lead in Your Home.
Anti-Poverty Strategy
This Anti-Poverty Strategy describes programs and policies the City is supporting in its efforts to
reduce the number of households living below the poverty level. Some public service agency
representatives state that Salem residents in poverty stay in poverty because they lack adequate skills
for better employment opportunities. As a result, they work multiple jobs to pay for housing,
utilities, transportation expenses, and childcare. Providing adequate job training and educational
opportunities will enable them to enter the workforce at a more competitive level.
CDBG and other funds are used to pursue an anti-poverty strategy carried out by the City and a
variety of social service subrecipients. The City’s anti-poverty strategy consists of four components:
education, job training and employment resources, affordable housing and social services. Each of
these components are described at length in the 5-Year Consolidated Plan.
34
Managing the Process and Institutional Structure
The DPCD administers the City of Salem’s Community Development Program as well as the
formula funding received by the North Shore HOME Consortium for which the City of Peabody is
the lead agency. Under the direction of the Director of Planning and Community Development, the
Assistant Community Development Director manages and monitors Salem’s community
development programs.
Salem’s housing programs are administered by the DPCD Housing Coordinator under the direction
of the Director of Planning and Community Development. In addition, local non-profit agencies,
CHDOs and CDCs administer certain housing activities. Many housing activities leverage funds
through private lender financing.
City departments undertake certain CDBG-funded activities, such as the tree planting program,
sidewalk replacement, park improvements, street paving and curbcut installation. These departments
may subcontract work under public bidding procedures and provide requests for reimbursement and
any required documentation (i.e. prevailing wage documentation) to the DPCD.
Each year the City of Salem issues a Request for Proposals to nonprofit organizations that offer
social service, housing or economic development programs. CDBG funds are awarded to
organizations that demonstrate programmatic needs and the capacity to administer the proposed
program. The city’s Assistant Community Development Director coordinates the management of
the public service and housing subcontracts and the Economic Development Planner coordinates
the management of the economic development subcontracts.
In general, DPCD staff carries out the remaining activities, including the hiring of consultants or
other private businesses through established municipal purchasing procedures.
The city’s auditing firm audits Salem’s CDBG program delivery system annually. In addition, HUD
staff conducts periodic reviews and monitorings. The City promptly implements recommendations
arising as a result of these reviews. The DPCD continuously works to improve upon its methods
and procedures for the administration of its programs.
In FY14, the DPCD completed a Downtown Renewal Area Slums and Blight Assessment, in order
to demonstrate that the Downtown is still eligible for CDBG activities on an Urban Renewal Area
basis. Through the assessment, the City recorded and documented the building conditions of every
parcel in the Downtown, along with the presence of any commercial parcels with high vacancy, high
turnover, and/or low property values. The results of these efforts show that 38% of parcels in the
Downtown are in a substandard or undesirable condition, meeting one or more of the conditions set
forth in Title 24, Part 570.208 par (b) (1). Consequently, the City of Salem has determined that the
Downtown remains eligible to receive CDBG funds on an area basis. Information on file includes a
report, map, building conditions survey data and photographic documentation of each of the
surveyed parcels
Coordination with Other Organizations
Salem Housing Authority:U Although, the city does not currently use its CDBG funds to assist the
Salem Housing Authority (SHA), the DPCD coordinates with the Salem Housing Authority to
address the housing needs of Salem’s lower-income residents. While developing its Consolidated
Plan, the city consulted with the SHA to determine the agency’s most pressing needs. In addition,
SHA’s Comprehensive Plan must take into account the findings of the Consolidated Plan and the
City of Salem must certify that the documents are consistent.
35
The SHA is governed by a Board comprised of five members. The Mayor of Salem appoints four of
the five board members and the fifth board member is appointed by the Governor of the
Commonwealth of Massachusetts. One member of the board is required to be a resident of public
housing and one member must be a member who represents organized labor.
Proposed development sites or demolition or disposition of existing public housing developments
must follow established regulatory procedures administered by the Building Department, Board of
Appeal, Planning Board, etc.
Note: The SHA serves over 860 participants through the Section 8 Housing Choice Voucher
Program. Community Teamwork in Lowell, MA administers approximately 360 Section 8 vouchers
in Salem. That number fluctuates from time to time based on new vouchers/projects and
terminations.
UOther Organizations:U In addition to the SHA, the City of Salem works cooperatively with private
housing providers and private and governmental health, mental health, and service agencies and
other interested parties to implement its Consolidated Plan. To this end, the city administers Salem
H.O.P.E. (Human Organization Partnership Effort), a networking group of human service agencies
that serve Salem residents. It is a free forum for agencies to learn about the services being provided
by other agencies in order to fill in gaps, coordinate efforts and avoid the duplication of services. All
human service agency representatives are invited to attend the quarterly Steering Committee
breakfast meetings held at rotating agency locations. Through this program, agency representatives
are introduced to each other and exchange information, announcements and updates. The strength
in the delivery system of nonprofit services is in the networking, collaboration and coordination
among the agencies. DPCD is responsible for the organization and administration of this effort.
The city also works with nonprofit agencies to administer social service activities. Agencies are urged
to apply to the city for CDBG public services funding to undertake priority programs outlined in the
Consolidated Plan. Additionally, the City of Salem cooperates and coordinates with other public
agencies (and funding sources) to undertake specific activities. Examples include MHFA’s Get the
Lead Out Program and Mass Housing Partnership’s Soft Second Mortgage Program.
The City of Salem works with the City of Peabody, the lead community for the North Shore HOME
Consortium, to coordinate the implementation of its HOME-funded program. Salem also works
with local CHDOs and CDCs to carry out priority activities.
The City of Salem will continue its efforts to coordinate and communicate with other municipal
departments, local and regional agencies, and public and private housing organizations over the next
year. The DPCD will maintain responsibility for coordinating the Salem H.O.P.E. effort and will
communicate regularly with subcontracted agencies delivering social services and subrecipients of
federal funds. We will continue to work with the Salem Housing Authority (SHA), nonprofit
organizations, and housing developers to produce affordable housing in the City. The strength of
these relationships is beneficial in streamlining housing development and leveraging additional funds
for projects.
Monitoring
The DPCD monitors all projects to ensure compliance with applicable Federal, State and loca l
regulations and program requirements.
As part of ongoing monitoring, public service sub -recipients submit monthly reports that include
income, race and ethnic information on clients served and programmatic accomplishments. In
36
addition, public service sub-recipients are monitored on-site each year (exceptions are noted in the
Monitoring Plan in the Appendix). Agencies submitting reimbursement requests must include proof
of expenditure of funds, as well as documentation that the pre-determined benchmark or goal was
attained.
All First-Time Homebuyer Downpayment Assistance Loan Program properties and Housing
Rehabilitation Loan Program properties receive on-site inspections. Rehabilitation projects must
meet current housing codes and non-emergency projects must meet HQS. All tenant based rental
assistance provided with HOME funds requires an inspection with a HQS report. Monitoring of
affordable housing loan activities undertaken with CDBG or HOME funds for compliance with
affordability requirements and/or other programmatic requirements is discussed in full in the
Monitoring Guide, included in the Appendix of the Consolidated Plan. Monitoring of economic
development activities undertaken with CDBG funds for compliance with Davis-Bacon and job
creation is discussed in full in the Monitoring Guide. There is also a Loan Management Policy for
dealing with delinquent or in default housing or economic development loans.
The DPCD also annually reviews its performance in meeting its goals and objectives set for in the
Consolidated Plan during the development of the annual CAPER.
Payments to agencies are made on a reimbursement basis to ensure compliance with expenditure
requirements. The Assistant Community Development Director encourages timely submission of
reimbursement requests by subrecipients and reviews timeliness status weekly until the annual 1.5
draw ratio is met.
37
SUMMARY/PROGRAM EVALUATION/CONCLUSIONS
Overall, we made significant progress toward meeting the goals of our 5-year Consolidated Plan and
FY15 Action Plan. We also continued to meet HUD required funding and expenditure caps and
timeliness requirements. The following is a summary of major activities accomplished in FY15:
A non-profit received acquisition assistance to acquire one building to be rehabbed into 34
units of new affordable rental housing;
5 families assisted to purchase their first home in Salem;
4 housing units were renovated, with an additional project underway;
42 families received assistance with first/last month’s rent and/or security deposits;
23 social service programs assisted 8,565 persons, including at least 680 youth and at least
342 seniors;
3 business provided with an economic development loans;
2 businesses assisted with storefront design assistance;
20 new jobs documented;
Salem Main Streets Program highlights:
o Assisted 8 new, 37 existing businesses and 17 potential businesses (including 24
micro-enterprises);
o 1 business assisted resulting in documentation of 8 new jobs;
o Salem Farmers' Market; & Winter Farmers’ Market
o Heritage Days (Mayor’s Night Out and Ice Scream Bowl)
o Haunted Happenings;
o Holiday Happenings (holiday tree lighting, holiday wreaths, holiday stroll, holiday
window decoration contest, Santa’s arrival events);
o New Year’s Eve Salem “Launch”
o PEM/PM Artopia
o Salem So Sweet Festival;
o Salem Film Festival; and
o Salem Arts Festival.
10 participants (6 existing businesses and 4 potential business) participated in the Working
Cities Challenge project, which included 4 workshops;
Pedestrian Mall Fountain redesign completed;
Teen Resource Center expansion completed;
Splaine Park environmental clean-up and improvement completed;
15 Ward Street developed into a neighborhood pocket park;
26 trees planted in low-mod neighborhoods;
Sidewalk replacement completed Rainbow Terrace and the Point Neighborhood ; and
Section 108 final loan payment completed.
The City’s 5 Year Consolidated Plan was prepared at the start of FY11. In FY11, Salem received a
higher allocation of CDBG funds than any of the previous five years and the g oals laid out in the 5-
Year Consolidated Plan were based on level funding of CDBG. However, in FY12 and FY13, we
saw significant decreases in our CDBG allocation (FY13 was Salem’s lowest CDBG allocation in
over twenty years), resulting in a total decrease in CDBG funds from our FY11 allocation to our
FY15 allocation of 23.5%. The same holds true for our HOME funds, which saw an even deeper
percentage of cuts - 52% decrease in HOME from FY11 to FY15. Still, despite the reduction in
HUD funding, we are proud of the accomplishments made and that the majority of our
Consolidated Plan goals were met.
38
In this section, as part of our reporting requirements for HUD, we provide a supplementary
narrative that answers specific questions regarding our program expenditures and activities.
Use of CDBG Funds
In FY15, CDBG expenditures complied with the goals and objectives outlined in the FY15 Action
Plan and 5-Year Consolidated Plan. More detailed information on the use of these funds can be
found in the Assessment of Five Year Goals and Objectives section of this report.
Changes to Program Objectives
During the program period it may be beneficial to revise the Annual Action Plan in order to reflect
changes in priority needs and goals. There were no revisions undertaken for the FY15 Action Plan.
Geographic Distribution and Location of Investments
Some programs and activities undertaken are available on a citywide basis to income eligible
households. Others are targeted to particular neighborhoods with concentrations of low- and
moderate-income households or to programs that benefit specific populations such as senior
citizens, disabled persons and minorities.
When prioritizing activities, the City pays special attention to those low - and moderate-income
neighborhoods where the greatest needs have been identified and whose public facilities and
infrastructure are in the worst condition. In accordance with CDBG regulations, specific activities,
such as street, sidewalk and playground improvements can only be undertaken in the low- to
moderate-income neighborhoods or in neighborhoods meeting the definition of “slums and blight”,
with the exception of handicap access improvements which can be undertaken city-wide.
Recognizing that needs are not solely located in distressed neighborhoods, we also offer programs
that may be accessed by people living outside these areas. For example, the Housing Rehabilitation
Loan Program, First Time Homebuyer Downpayment Assistance Program, and the Small Business
Loan Program are offered citywide to allow any low to moderate -income individual or household to
take advantage of their availability. A geographic distribution map is located in the Appendix.
Compliance with Planned Actions
In FY15, the City of Salem pursued all resources indicated in its FY15Action Plan.
Compliance with National Objectives
All CDBG funds budgeted and spent were exclusively focused on furthering the three National
Objectives of the CDBG program. The City also fully complied with overall benefit certification.
Relocation
In FY15, no CDBG funds were spent on projects that required the permanent displacement and/or
relocation of people, businesses, or organizations from occupied property. The program does
provide temporary location assistance through the Housing Rehabilitation Loan Program, per the
DPCD’s current Relocation Policy.
SUPPLEMENTARY NARRATIVES
39
Economic Development Activities
Economic development activities are discussed in the Assessment of Five-Year Goals and
Objectives, Economic Development section of this report.
Limited Clientele Activities
In FY15, the City of Salem funded several activities that served limited clienteles. For example,
funds were expended on 23 public service programs that primarily served low- and moderate-
income persons. Through the use of family-size/proof of income documentation, it was determined
that more than 51 percent of the people served by these projects met applicable criteria for low- or
moderate-income status. Those activities that were not Limited Clientele Activities were undertaken
in low- to moderate-income designated areas or in one of the designated Urban Renewal Areas.
Program Income
The Financial Summary section of this report documents total program income for the Salem
CDBG Program in FY15. The total program income was $112,506.91.
Rehabilitation Activities
The City of Salem sought to preserve affordable housing in the city by assisting low- and moderate-
income homeowners in rehabilitating their homes through the Housing Rehabilitation Loan
Program. The activities carried out during FY15 are described in the Assessment of Goals and
Objectives, Affordable Housing section of this report.
HUD Neighborhood Revitalization Strategies
Salem had no HUD approved Neighborhood Revitalization Strategies in place during FY15.
Performance Measurement
The DPCD uses several strategies for performance measurement and continues to review and
enhance its performance measurement system. Specifically, Salem has implemented a performance
measurement system in the following program areas:
Public Services - Public service contracts include performance measurement indicators. The annual
CAPERs outline the effectiveness of those measurements. Specifically, the City requires
subcontracted social service agencies to report on the impact of their programs as measured by the
performance indicators. Internally, a spreadsheet is maintained which tracks the receipt of monthly
reports and the status of on-site monitorings. Public service agencies are required to submit
reimbursement requests that are tied to pre-determined benchmarks or performance outcomes, as
well as proof of expenditure of funds.
Housing Programs - Housing rehabilitation program staff track each project in a formal system that
details project status and loan details. In addition, staff maintain a comprehensive written manual
detailing program procedures and policies. There is also a master loan spreadsheet that tracks all
loan details for the First-Time Homebuyer Downpayment Assistance Loan Program and the
Housing Rehabilitation Program, including period of affordability, discharge dates, rent restrictions
and monitorings. The City monitors HOME-funded rehabilitation projects with rental affordability
restrictions annually for the duration of the affordability period. Housing files contain statutory
checklists, as well as documentation on flood management, wetlands protection, and historic
resources, as applicable. A quarterly report is provided to the City’s Finance Department on new
loans issued, loan state and loan discharges. The Housing Coordinator follows the Loan
40
Management Policy for review of existing loans and process to address delinquent, default or
uncollectable loans.
Economic Development – A quarterly report is provided to the City’s Finance Department on new
loans issued, loan status and loan discharges. Monitoring of job creation is determined by the time
period in the funding Agreement. Monitoring consists of verification that the goals for
low/moderate income jobs to be created and/or retained have been met. A standard monitoring
form is used. The Economic Development Planner follows the Loan Management Policy for review
of existing loans and process to address delinquent, default or uncollectable loans.
Additionally, the City ensures long-term compliance with program requirements, including minority
business outreach and comprehensive planning requirements, in several ways. In particular, the
DPCD has a Monitoring Plan, Section 3 Plan and Minority Outreach Procedures in place that allows
the City to track whether long-term goals are being met. As detailed in the Managing the Process
and Institutional Structure section of this document, the City manages its programs to ensure
compliance with identified goals and federal, state and local regul ations. The Environmental Review
Record contains statutory checklists, documentation on flood management, wetlands protection,
historic properties protection and prevailing wage documentation, as applicable. Staff periodically
attend environmental review trainings - on site or via webinar.
This year the Assistant Community Development Director attended the following trainings or
participated in the following webinars:
o August, 2014 – HUD Davis-Bacon training in Malden, MA (along with the Community
Development Planner and the Conservation Commission Administrator/Staff Planner
o January, 2015 webinar – Introduction to Joint Partnership with U.S. Department of Labor and
U.S. Housing and Urban Development
o April/May, 2015 webinar – Section 3 Proposed Rule Listening Session
Trainings attended by the Housing Coordinator at listed in the Housing section of this report.
IDIS/CPMP Reporting
The City of Salem reconciles its general ledger to IDIS monthly. All HUD required reporting is up
to date and complete.
The DPCD makes minimal use of HUD’s CPMP Tool, submitting with the Action Plan the Needs
and Projects tables only. The activities in Projects.xls are entered into IDIS and are included in the
Action Plan. These same activities are listed in the CAPER tables found on pages 4, 18 24, 28 and
30, including funds available and funds expended. These activities may include funding from one or
more plan years.
The Financial Summary Grantee Performance Report (Form #4949.3) - or the PR26 in IDIS - is
recreated in the CAPER in the Appendix.
HOME Program
As stated previously, the City of Salem is a member of the North Shore HOME Consortium. The
City of Peabody administers the Consortium and maintains all documentation regarding Salem’s
participation.
41
During FY15, the City of Salem spent $64,810 in HOME funds. Funds were used to fund the
Rental Downpayment Assistance Programs administered by the North Shore Community Action
Programs, Inc., HAWC, Salvation Army and Citizens for Adequate Housing. The accomplishments
of these projects can be found in the reports submitted by the City of Peabody on behalf of the
Consortium.
Above: Education Day with the Boys & Girls Club
Below: Boys Basketball at Palmer Cove Park
Photos courtesy of SATV
42
In order to maximize the benefits achieved by Salem’s community development programs and in
order to make projects feasible, CDBG and HOME funds often must be combined with other
funding sources. The following chart summarizes the amount of federal dollars spent during FY15
and the funds leveraged through these expenditures.
Table 8: FY15 Funds Leveraged
Program CDBG
Expenditures
HOME
Expenditures
Funds from Other
Sources
Housing Programs $247,327.54 $64,810.00 $3,965,615.96
Public Services $136,455.72 - $3,806,916.08
Economic Development $258,029.90 - $759,315.00
Neighborhood Improvements $444,388.02 - $1,690,736.10
Planning & Administration $224,186.18 -
$520,541.11
TOTAL FY15 $1,310,387.36 $64,810.00 $10,743,124.25
TOTAL FUNDS LEVERAGED PER HUD DOLLAR: $7.81
Listed below is a summary of the funds leveraged and reported in the table above:
CDBG funds help leverage additional funds for some of our projects, including our First Time
Homebuyer Program, Salem Main Streets and public service agency programs.
Housing
For the First Time Homebuyer Program (includes CDBG, HOME), homebuyers provided
$97,247.96 in private funds as well as obtained $865,880 in financing from a primary lender.
The Congress Street Residences will leverage approximately $32million in other funds including
AHTF, CATNHP, HIF, HOME and HSF for a total of $4,050,000 subordinate DHCD debt,
$10,138,128 in private equity, $93,505 CPA funds, Eastern Bank direct bond purchase of
$5,200,000 and a 12,600,000 construction loan. However, for the purposes of the above chart,
only the leveraged funds for the acquisition portion of the project is included for a total of
$3,095,933 in CPA and LISC loan funds.
Economic Development:
The Salem Main Streets Program leveraged $91,300. Of this total, $22,193 was from
Destination Salem, business and corporate contributions and miscellaneous individual donations
and $49,402.80 was from events fees to cover costs.
The Enterprise Center Micro-enterprise Program leveraged $5,000 from the Working Cities
Challenge Grant awarded by the Federal Reserve Bank of Boston and $7,015 in En terprise
Center local match funds.
FUNDS LEVERAGED
43
The three business loans leveraged $374,000 in private funds and $282,000 in financing.
Neighborhood Improvements:
CDBG funds leveraged $119,486 in MassDEP funds, $40,000 in DPA funds and $16,479 in
Salem Point II Limited Partnership funds for 15 Ward Street pocket park development.
Mary Jane Lee Park’s CDBG funds are leveraging $85,075 in CPA funds and the City is applying
for a $210,956 PARC grant.
CDBG funds for the Pedestrian Mall Fountain project are leveraging $84,000 in local Capital
Improvement funds and $83,500 in other City funds.
The Splaine Park Improvement Project is leveraging $420,946 in State PARC grant funds,
$574,826 from local Capital Improvement funds, $6,000 from the City’s Park & Recreation
Department, $42,500 from MassDevelopment’s Brownfield Assessment Program and $6,668 in
donations.
Planning & Administration:
Planning and administration funds leveraged $423,868.64 in City funds plus $60,968.52 in
benefit costs, along with and $93.08 in State Seaport Advisory Council funds, $19,610.87 from
MA Department of Energy Resources Green Communities.
The Preservation Master Plan leveraged $16,000 in Massachusetts Historical Commission Survey
& Planning Grant funds.
Public Services:
Most of the public service agencies funded use CDBG funds as a portion of their overall activity
budgets. Based on leveraged funds reports provided by each agency at the end of the program
year, the amount leveraged is $3,806,916.08 in other federal, state or private funds.
Note: Leveraged funds for multi-year projects may be repeated within more than one year’s
CAPER. Above, leveraged funds are only included for projects for which CDBG funds were
expended during the fiscal year
44
The goals and purpose of the Citizen Participation Plan is to encourage residents, agencies, and
other interested parties to participate in the development of our 5-Year Consolidated Plan and
Annual Action Plans and to comment on our accomplishments. The strength of our programs
comes from the high number of volunteers that inform our decisions.
The Citizen Participation Plan included in the 5-Year Consolidated Plan is the framework we used
to solicit public comment, as well as to provide guidance on our response to citizens’ comments on
our programs throughout the year.
Public Comment Period
We encourage feedback from our citizens in order to improve our efforts to provide decent, safe
and sanitary housing, improved community facilities and infrastructure, needed human services and
expanded economic opportunities, that all work toward revitalizing our neighborhoods and
improving our living environment.
Copies of the FY15 CAPER were made available to the public throughout the 15-day comment
period and every effort was made to solicit citizens’ comments including posting the availability of
the report in the Salem Evening News, the City of Salem Official Bulletin Board at City Hall and at
the City Hall Annex through the Clerk’s Office, Salem Public Library, Salem Housing Authority and
on the City’s website. Copies were available for review at the DPCD, Salem Public Library and
Salem Housing Authority and on the City’s website (a copy of which was available for download).
No public comment was received.
CITIZEN PARTICIPATION SUMMARY
APPENDIX
Financial Summary
Progress of Consolidated Plan 5-Year Goals
IDIS Report PR23
IDIS Report PR54
Maps
Section 3 Report
FY15 Consolidated Annual Performance and Evaluation Report
1 Summary of CDBG Resources
2 FY14 End of Year Balance $ 936,812.35
3 FY15 CDBG Entitlement $ 952,491.00
4 Program Income, FY15 $ 112,506.91
5 Total CDBG funds available for use in FY15 $ 2,001,810.26
6 Summary of CDBG Expenditures
7 Affordable Housing $ 247,327.54
8 Public Services $ 136,455.72
9 Neighborhood Improvements $ 408,479.77
10 Economic Development $ 258,029.90
11 Planning & Administration $ 224,186.18*
12 Section 108 Repayment (in CAPER narratives under neighborhood improvements) $ 35,908.25
13 Total Expenditures $ 1,310,387.36
14 Year-End CDBG Resources
15 Total CDBG funds available for use in FY15 $ 2,001,810.26
16 Total Expenditures in FY15 $ 1,310,387.36
17 Unexpended Balance (CDBG Budget) $ 691,422.90
18 Low/Mod Credit
19 Total FY15 CDBG Expenditures $ 1,310,387.36
20 Total for Program Administration $ 224,186.18*
21 Total for Section 108 Repayments $ 35,908.25
22 Total subject to Low/Mod Benefit Calculation $ 1,050,292.93
23 L/M Credit for multi-unit housing $ 125,906.63
24 L/M Credit for other activities $ 729,570.26
25 Percent of benefit to low/mod persons 81.45%
26 Public Services Cap Calculation
27 Net obligations for FY15 Public Services Activities $ 158,645.54
28 FY15 Entitlement + FY14 Program Income $ 1,068,459.75
29 Percent obligated PS Activities 14.85%
30 Planning and Program Administration Cap Calculation
31 FY15 Entitlement + FY15 Program Income $ 1,064,997.91
32 Net Obligations for Planning/Admin. Activities $ 209,682.16
33 Percent of funds expended 19.69%
34 HOME Summary
35 HOME Project Expenditures $ 61,800.00
36 Salem HOME Administration (including fee/inspection reimbursements) $ 3,010.00
37 Total HOME Expenditures $ 64,810.00
*Note: Program delivery of $218.85 charged to cancelled activity #1484 from FY14, was moved to Planning &
Administration. Therefore the net adjustment to Planning & Administration for FY15 is +$218.85.
FINANCIAL SUMMARY
Category 5 Year Goals
5 Year
Proposed
Year 1
FY10/11
Year 2
FY11/12
Year 3
FY12/13
Year 4
FY13/14
Year 5
FY14/15 TOTAL
Exceeded or
(remaining)
Housing 20 Units New Construction (HOME)20 0 0 0 51 0 51 31
40 Units Housing Rehabilitation (CDGB/HOME)40 17 7 9 6 4 43 3
80 Direct homeownership assistance (CDBG/HOME)80 7 5 3 1 5 21 (59)
375 Rental Housing subsidies (HOME)375 47 58 62 41 42 250 (125)
20 Commercial building acquistion, construction,
rehabilitation (including storefront improvements)20 1 0 1 1 2 5 (15)
5 Direct Financial Assistance for For-Profits 5 2 1 1 1 3 8 3
100 Micro-enterprise assistance 100 34 28 22 12 24 120 20
2 Public Facility and Improvements General (Peabody St.
Park, City Hall Elevator, Derby/Congress, YMCA pool h/a,
Lafayette PWED, History Signs, Harborwalk. Pedestrian
Mall Fountain)2 2 2 2 0 2 8 6
2 parks/playgrounds 2 0 1 0 2 1 4 2
65 Trees planted 65 8 25 61 13 26 133 68
1 Senior Center 1 0 0 0 0 0 0 (1)
12 Street/sidewalk improvements (including Bike Path
striping, Derby curbcuts)12 19 1 1 6 2 29 17
Public Services 50,000 persons assisted 50000 11895 9142 9201 9045 8585 47868 (2132)
Public Facilities &
Improvements
Economic
Development
PROGRESS OF CONSOLIDATED PLAN 5-YEAR GOALS
CDBG funds unless otherwise noted
U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Integrated Disbursement and Information System
DATE:
TIME:
PAGE:1
14:02
09-02-15
CDBG Summary of Accomplishments
Program Year: 2014
SALEM
Activity Group Activity Category f Metrics
Open Count
Open Activities
Disbursed
Completed
Count
Completed
Activities
Disbursed
Program Year
Count
Total Activities
Disbursed
Acquisition
Economic Development
Housing
Public Facilities and Improvements
Public Services
Acquisition of Real Property (01)
Total Acquisition
ED Direct Financial Assistance to For-
Profits (18A)
ED Technical Assistance (18B)
Micro-Enterprise Assistance (18C)
Total Economic Development
Direct Homeownership Assistance (13)
Rehab; Single-Unit Residential (14A)
Rehab; Multi-Unit Residential (14B)
Acquisition for Rehabilitation (14G)
Rehabilitation Administration (14H)
Total Housing
Public Facilities and Improvement
(General) (03)
Senior Centers (03A)
Neighborhood Facilities (03E)
Parks, Recreational Facilities (03F)
Street Improvements (03K)
Tree Planting (03N)
Total Public Facilities and
Improvements
Public Services (General) (05)
Senior Services (05A)
Handicapped Services (05B)
Youth Services (05D)
Transportation Services (05E)
Battered and Abused Spouses (05G)
Employment Training (05H)
Crime Awareness (05I)
Child Care Services (05L)
Subsistence Payment (05Q)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0 $0.00 1 $0.00 1 $0.00
0 $0.00 1 $0.00 1 $0.00
3 $72,165.00 2 $51,840.00 5 $124,005.00
0 $0.00 2 $113,294.88 2 $113,294.88
0 $0.00 1 $20,730.02 1 $20,730.02
3 $72,165.00 5 $185,864.90 8 $258,029.90
0 $0.00 5 $38,303.29 5 $38,303.29
1 $7,295.00 3 $19,542.50 4 $26,837.50
0 $0.00 1 $74,672.00 1 $74,672.00
1 $51,234.63 0 $0.00 1 $51,234.63
1 $750.00 1 $55,530.12 2 $56,280.12
3 $59,279.63 10 $188,047.91 13 $247,327.54
1 $8,970.22 1 $192,778.35 2 $201,748.57
1 $65.05 0 $0.00 1 $65.05
0 $0.00 1 $1,500.00 1 $1,500.00
4 $148,648.12 2 $20,581.00 6 $169,229.12
0 $0.00 1 $30,288.88 1 $30,288.88
0 $0.00 2 $5,867.00 2 $5,867.00
6 $157,683.39 7 $251,015.23 13 $408,698.62
0 $0.00 2 $18,875.00 2 $18,875.00
0 $0.00 1 $0.00 1 $0.00
1 $4,800.00 0 $0.00 1 $4,800.00
1 $0.00 6 $19,250.00 7 $19,250.00
1 $7,023.82 1 $232.03 2 $7,255.85
1 $9,800.00 0 $0.00 1 $9,800.00
1 $1,750.00 1 $4,697.17 2 $6,447.17
1 $436.32 1 $8,584.85 2 $9,021.17
0 $0.00 2 $19,800.00 2 $19,800.00
4 $7,006.53 2 $9,800.00 6 $16,806.53
Count of CDBG Activities with Disbursements by Activity Group & Matrix Code
U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Integrated Disbursement and Information System
DATE:
TIME:
PAGE:2
14:02
09-02-15
CDBG Summary of Accomplishments
Program Year: 2014
SALEM
Activity Group Activity Category f Metrics
Open Count
Open Activities
Disbursed
Completed
Count
Completed
Activities
Disbursed
Program Year
Count
Total Activities
Disbursed
Public Services
General Administration and
Planning
Repayment of Section 108 Loans
Grand Total
Food Banks (05W)
Total Public Services
Planning (20)
General Program Administration (21A)
Total General Administration and
Planning
Planned Repayment of Section 108
Loan Principal (19F)
Total Repayment of Section 108
Loans
0
0
0
0
0 $0.00 3 $24,400.00 3 $24,400.00
10 $30,816.67 19 $105,639.05 29 $136,455.72
0 $0.00 1 $16,000.00 1 $16,000.00
1 $6,004.02 3 $201,963.31 4 $207,967.33
1 $6,004.02 4 $217,963.31 5 $223,967.33
0 $0.00 1 $35,908.25 1 $35,908.25
0 $0.00 1 $35,908.25 1 $35,908.25
23 $325,948.71 47 $984,438.65 70 $1,310,387.36
U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Integrated Disbursement and Information System
DATE:
TIME:
PAGE:3
14:02
09-02-15
CDBG Summary of Accomplishments
Program Year: 2014
SALEM
Activity Group Matrix Code Accomplishment Type Metrics Open Count Completed Count
Program Year
Totals
Acquisition
Economic Development
Housing
Public Facilities and
Improvements
Public Services
Acquisition of Real Property (01)
Total Acquisition
ED Direct Financial Assistance to For-Profits (18A)
ED Technical Assistance (18B)
Micro-Enterprise Assistance (18C)
Total Economic Development
Direct Homeownership Assistance (13)
Rehab; Single-Unit Residential (14A)
Rehab; Multi-Unit Residential (14B)
Acquisition for Rehabilitation (14G)
Rehabilitation Administration (14H)
Total Housing
Public Facilities and Improvement (General) (03)
Senior Centers (03A)
Neighborhood Facilities (03E)
Parks, Recreational Facilities (03F)
Street Improvements (03K)
Tree Planting (03N)
Total Public Facilities and Improvements
Public Services (General) (05)
Senior Services (05A)
Handicapped Services (05B)
Youth Services (05D)
Transportation Services (05E)
Battered and Abused Spouses (05G)
Employment Training (05H)
Crime Awareness (05I)
Child Care Services (05L)
Subsistence Payment (05Q)
Food Banks (05W)
Public Facilities
Business
Jobs
Jobs
Persons
Households
Housing Units
Housing Units
Housing Units
Housing Units
Persons
Public Facilities
Public Facilities
Public Facilities
Public Facilities
Persons
Public Facilities
Persons
Persons
Persons
Persons
Persons
Persons
Persons
Persons
Persons
Persons
Persons
0 3,588 3,588
0 3,588 3,588
4,235 0 4,235
0 14 14
0 8 8
0 10 10
4,235 32 4,267
0 5 5
1 3 4
0 2 2
0 0 0
0 0 0
1 10 11
7,836 0 7,836
0 1 1
0 0 0
0 3,408 3,408
13,066 23,472 36,538
0 7,400 7,400
0 9,080 9,080
20,902 43,361 64,263
0 364 364
0 0 0
36 0 36
0 638 638
341 195 536
78 0 78
4 119 123
4,120 7,836 11,956
0 235 235
85 55 140
0 2,965 2,965
CDBG Sum of Actual Accomplishments by Activity Group and Accomplishment Type
U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Integrated Disbursement and Information System
DATE:
TIME:
PAGE:4
14:02
09-02-15
CDBG Summary of Accomplishments
Program Year: 2014
SALEM
Activity Group Matrix Code Accomplishment Type Metrics Open Count Completed Count
Program Year
Totals
Public Services
Grand Total
Total Public Services 4,664 12,407 17,071
29,802 59,398 89,200
U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Integrated Disbursement and Information System
DATE:
TIME:
PAGE:5
14:02
09-02-15
CDBG Summary of Accomplishments
Program Year: 2014
SALEM
CDBG Beneficiaries by Racial / Ethnic Category
Housing-Non Housing Race
Source Type
(for Funding
Fact Source)
Metrics
Total Persons
Total Hispanic
Persons Total Households
Total Hispanic
Households
Housing
Non Housing
Grand Total
White
Total Housing
White
Black/African American
Asian
American Indian/Alaskan Native
Native Hawaiian/Other Pacific Islander
American Indian/Alaskan Native & White
Asian & White
Black/African American & White
Amer. Indian/Alaskan Native & Black/African
Amer.
Other multi-racial
Total Non Housing
White
Black/African American
Asian
American Indian/Alaskan Native
Native Hawaiian/Other Pacific Islander
American Indian/Alaskan Native & White
Asian & White
Black/African American & White
Amer. Indian/Alaskan Native & Black/African
Amer.
Other multi-racial
Total Grand Total
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
0 0 11 2
0 0 11 2
1,452 313 0 0
182 51 0 0
36 6 0 0
10 9 0 0
8 0 0 0
6 2 0 0
7 0 0 0
60 26 0 0
5 2 0 0
416 341 0 0
2,182 750 0 0
3,320 1,120 11 2
1,095 850 0 0
39 6 0 0
13 9 0 0
8 0 0 0
10 6 0 0
9 0 0 0
88 49 0 0
8 5 0 0
557 460 0 0
5,147 2,505 11 2
U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Integrated Disbursement and Information System
DATE:
TIME:
PAGE:6
14:02
09-02-15
CDBG Summary of Accomplishments
Program Year: 2014
SALEM
Income Levels ST MetricsOwner Occupied Renter Occupied Persons
Housing
Non Housing
Extremely Low (<=30%)
Low (>30% and <=50%)
Mod (>50% and <=80%)
Total Low-Mod
Non Low-Mod (>80%)
Total Beneficiaries
Extremely Low (<=30%)
Low (>30% and <=50%)
Mod (>50% and <=80%)
Total Low-Mod
Non Low-Mod (>80%)
Total Beneficiaries
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
MC
2 1 0
4 0 0
2 0 0
8 1 0
0 0 0
8 1 0
0 0 1,015
0 0 154
0 0 396
0 0 1,565
0 0 167
0 0 1,732
CDBG Beneficiaries by Income Category
U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Integrated Disbursement and Information System
DATE:
TIME:
PAGE:1
13:57
09-02-15
PR54 - SALEM,MA
CDBG Community Development Block Grant Performance Profile
Program Year From 07-01-2014 To 06-30-2015
Program Year 2014 Funds
Expenditures by Type of Activity (%)Expenditures by Type of Activity ($)
1
2
2014 CDBG Allocation
Program Income Receipted During Program Year 2014
Total Available
$952,491.00
$112,506.91
$1,064,997.91
Expenditures
Type of Activity Expenditure Percentage
Economic Development
Housing
Public Facilities and Improvements
Public Services
General Administration and Planning
Repayment of Section 108 Loans
Total
$258,029.90 19.69%
$247,327.54 18.87%
$408,698.62 31.19%
$136,455.72 10.41%
$223,967.33 17.09%
$35,908.25 2.74%
$1,310,387.36 100.00%
Timeliness
Timeliness Ratio - unexpended funds as percent of
2014 allocation
1.11
Funds Returned to Local Program Account $0.00
During Program Year 2014
U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Integrated Disbursement and Information System
DATE:
TIME:
PAGE:2
13:57
09-02-15
PR54 - SALEM,MA
CDBG Community Development Block Grant Performance Profile
Program Year From 07-01-2014 To 06-30-2015
Program Targeting
3
1 -Percentage of Expenditures Assisting Low-
and Moderate-Income Persons and Households
Either Directly or On an Area Basis
2 -Percentage of Expenditures That Benefit
Low/Mod Income Areas
3 -Percentage of Expenditures That Aid in The
Prevention or Elimination of Slum or Blight
5 -Funds Expended in Neighborhood
(Community For State) Revitalization Strategy
Areas and by Community Development
Financial Institution.
6 -Percentage of Funds Expended in
Neighborhood (Community For State)
Revitalization Strategy Areas and by Community
Development Financial Institution
81.43%
21.62%
18.57%
$0.00
0.00%
4 -Percentage of Expenditures Addressing
Urgent Needs 0.00%
U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Integrated Disbursement and Information System
DATE:
TIME:
PAGE:3
13:57
09-02-15
PR54 - SALEM,MA
CDBG Community Development Block Grant Performance Profile
Program Year From 07-01-2014 To 06-30-2015
CDBG Beneficiaries by Racial/Ethnic Category 4
Race Total Hispanic
White
Black/African American
Asian
American Indian/Alaskan Native
Native Hawaiian/Other Pacific Islander
American Indian/Alaskan Native & White
Asian & White
Black/African American & White
Amer. Indian/Alaskan Native & Black/African Amer.
Other multi-racial
Asian/Pacific Islander (valid until 03-31-04)
Hispanic (valid until 03-31-04)
62.19%42.94%
22.88%35.71%
0.79%0.25%
0.28%0.38%
0.17%0.00%
0.21%0.25%
0.19%0.00%
1.85%2.02%
0.17%0.21%
11.28%18.24%
0.00%0.00%
0.00%0.00%
Income of CDBG Beneficiaries
Income Level Percentage
Extremely Low Income (<=30%)
Low Income (30-50%)
Moderate Income (50-80%)
Total Low and Moderate Income (<=80%)
Non Low and Moderate Income (>80%)
84.32%
3.67%
8.45%
96.45%
3.55%
Program Year 2014 Accomplishments
U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Integrated Disbursement and Information System
DATE:
TIME:
PAGE:4
13:57
09-02-15
PR54 - SALEM,MA
CDBG Community Development Block Grant Performance Profile
Program Year From 07-01-2014 To 06-30-2015
Accomplishment Number
Actual Jobs Created or Retained
Households Receiving Housing Assistance
Persons Assisted Directly, Primarily By Public Services and Public Facilities
Persons for Whom Services and Facilities were Available
Units Rehabilitated-Single Units
Units Rehabilitated-Multi Unit Housing
16
9
4,677
33,710
2
2
5
$984,438.65
1 Also, additional funds may have been available from prior years.
2 The return of grant funds is not reflected in these expenditures.
3 Derived by dividing annual expenditures for low-and moderate-income activities by the total expenditures for all activities (excluding planning and administration,
except when State planning activities have a national objective) during the program year.
4 For entitlement communities, these data are only for those activities that directly benefit low- and moderate-income persons or households. They do not include
data for activities that provide assistance to low- and moderate-income persons on an area basis, activities that aid in the prevention and elimination of slums and
blight, and activities that address urgent needs. For states, these data are reported for all activities that benefit low- and moderate-income persons or households, aid
in the prevention and elimination of slums and blight, and address urgent needs.
5 This number represents the total number of persons/households for whom services/facilities were available for [in many cases] multiple area benefit activities as
reported by grantees. A service or facility meeting the national objective of benefiting low- and moderate-income persons on an area basis is available to all residents
of the area served by the activity. If one or more activities had the same or overlapping service areas, the number of persons served by each activity was used to
calculate the total number served; e.g., if two activities providing different services had the same service area, the number of persons in the service area would be
counted twice; once for each activity.
Notes
Funds Leveraged for Activities Completed
MAPS
Low to Moderate Income Areas
Geographic Distribution of Entitlement Funds Expended FY15
MarbleheadMarblehead
BeverlyBeverly
PeabodyPeabody
DanversDanvers
2044004
2047012
2043003
2041012
2041013
2047021
2042002
2042001
2046005
2042004
2043002
E s s e x S t
Canal StD erb y StJefferson AveFort AveOrne StBoston St
Highland AveVal
l
ey StFlint StWebb St
M ason StFed eral StW
illson St
Lafayette StTr
e
mo
n
t S
t
F
ir
s
t
S
t Grove StO c e a n A v e
Linden StMemorial DrB
a
rr S
t
Salem StPr
oc
t
or
St Dearborn StKernwood StBridge StBeaver St
Moffatt Rd
S c h o o l S t
Buffu
m St
Summer StSzetela LnC
r
o
wd
i
s
S
t Liberty Hill AveFelt St
Pickma n Rd Congress StLoring AveButler St
L
e
e S
t
Ord StHazel StSummit StStation Rd
R
a
y
mo
n
d
R
d
Marion RdWalter St
Franklin StAppl
et
on St
Cabot StW arren StSgt. James Ayube II Memorial DrD
u
nla
p
S
t
L e a c h S t
S
a
r
g
e
n
t
S
t
Margin StL a u r e l S t
L e a v i t t S tHighland StR o s l y n S tNor
t
h
S
t
Harbor St
D o w S t
Summit AveH
orton StC h e s t n u t S t
F o r e s t A v e
Do
v
e
A
ve
Irving St
Parlee StWar d St
Nichols StBa
l
c
o
mb
S
t
Pope StHanson StB
a
rst
o
w
S
t
Prince StCross StOld RdBow StLawrence StSum
n
e
r RdW e s t A v e E Collins StMall
St
Harmony Grove Rd
Jackson St
E n d i c o t t S t
Phillips St
T
u
r
n
e
r
S
t
O sborne StCharles StUni
on St
March St
Nursery StForrester StPark StH a n c o c k S t Ha
r
d
y
S
t
Ha
t
h
o
r
n
e
S
t
S u r r e y R d
Crescent Dr
Lincoln RdBriggs StC
olb
y St Wi
nt
hr
op St
G a r d n e r S t
L a f a y e t t e P lFoster StWisteria StGra n t Rd
Mon
r
o
e R
d Pl
easant
St
O a k l a n d S t
Lynde St
H o l l y S t
F
r
a
n
cis
R
d
De
ll
S
t Oli
v
e
r
S
t
South St
H e r s e y S t
C e d a r S t
C h a r t e r S t
P e a b o d y S t Columbus AveAlbion StG
re
e
n
w
a
y R
d
Hillside Ave
Heritage Dr
Fillm
ore RdSymonds StOsgood St
B e lle a u R dGreen StSavoy Rd
Mill St Howard StWi
n
t
e
r
S
t
Washington StPerkins StPickm an StBroad StBoardman StPingree StOa
k
S
t Dani
el
s
St
Pearl St
W
h
alers Ln
English St
W i l l o w A v e
Ocean Ave WGallows Hill RdCherry Hill
A
v
e
R o p es StLaurent R d
C l i f t o n A v e
Bradford St
B ro w n S tOber StParallel StP
h
e
l
p
s
S
t
Ada
ms
S
t
Be
mis St
Becket St
P a t t o n R d
Brooks St
C h u r c h S t
L
a
rc
h
m
o
nt R
d
Cliff StC u s h i n g S t
Hi g h S t Andrew StF
ai
r
mount
St
Wall St
M
ooney Rd Collins StSunset RdWilli
ams
S
t
E d e n S t
Lovett St
Goodhue St
J
a
p
o
n
ic
a S
t
C h a s e S t
G o o d e l l S t
Pierce RdN
orth
ey St
St Peter StVictory RdLe
m
o
n St
Willso
n
RdPond StC o m m e rc ia l S t R
Naples Rd
Planters St
R a n d R d
A b o r n S t
P r e s c o t t S t
Ca
labrese
S
t
Bradley RdHer
ber
t
St
Rawlins StR
ainbow
T
e
rVarney St
Preston RdFr o n t S t Restaurant R o w
C o m m e rc ia l S tW oodside StRice St
P
u
t
n
a
m S
t Larkin LnWaite StOr
ne SqNorman St Washi
ngt
on Sq EC
arlto
n St
Lynn StFowler StSkerry St
D a lto n P k w yHarrod StU
p
h
a
m S
t
Conant St
F a i r f i e l d S tCambridge StWitch W
ay Washington Sq NSpring StHodges Ct
Haye s RdGedney St
Arbella St
Silver St
Beckford StL
e
e
F
ort Ter
Pratt StO
rc
h
a
r
d St
B e r t uccio Av e Winter Island RdLynch St
Barton St
May StC
l
e
v
e
l
a
n
d
R
d Allen StS t o r y S t Salt Wall LnF o s t e r C t Locust StRaym o n d A v e Or
ange St
Botts CtSylvan StBeacon St
Fr
eeman RdRiverbank RdD o d g e S t
W a s h i n g t o n S q S
Rive r St
Lathrop St
Be
n
t
l
e
y
S
t
Lym e S t
Q
u
adrant Rd
Griswold D r
R e a d S t
M e a d o w S t
Lussier StCrombie StLarch Ave
Granite StP
a
c
ifi
c
S
t
Roosevelt Rd
Lily StM anning StTaft RdWheatland St
M e s s e r v y S t
Burnside St
Story RdSettle r s W ayBay Vie
w A
ve
Pl
ymout
h St
New Derby St
S
P
i
n
e
S
t
Looney AveG l e n d a l e S t
V ale StCe
nt
r
a
l
S
t
Pi
cker
i
ng St Hawthorne BlvdEm erton StBarton Sq
Klo p A l y
H
a
rris S
t
Day AveA
l
m
e
d
a St
Farrell Ct
C o n ners RdSewall StA r t h u r S t We
s
t
C
ir
Grafton St Hamilton StThorndike St
B eng
al L
n
Hubon St
C l o u tman St Liberty StAmes St
N
P
i
n
e
S
t
M t V e r n o n S tRandall StShore AveP a t r i o t LnGlover StKimball Rd
Cawley Way
F
r
i
end St North WkCa
r
p
e
n
t
e
r
S
t Ash StPershing RdO r i e n t W a y
C y p r e s s S t
Harrison RdPo
w
der House Ln
We
s
t
T
e
r
Fra
n
klin Ct
Lo
w
ell St
Dur
ki
n RdC
el
e
stial Wa
y
S t P a u l S tMo
ult
o
n A
v
e
C l e v e l a n d S t
K
i
n
g
S
t
Ferry St
Auburn R dScotia StHenry StRiv
er
w
a
y R
d
E
v
e
re
tt RdTyler RdE
m
erald A
ve
Al
m
e
d
a St
W March Street CtBerrywo o d L n Monr
oe StMooney AveClover StBuchan
a
n RdBarton PlM a n s e l l P k w y
Rose StFa i r v i e w R dWhar
f
StWa
t
e
rs S
t
Bay Vie
w
CirWh
it
e
S
t
D
ustin St
India St
Colonial Rd
Pioneer Cir Smith StAdm irals LnTulip StSafford StHarm ony StOrchard TerM a lm A v e Garden TerF a irv ie w A v eCauldron CtO r d S t r e e t C t Stodder PlWatson StL a n g d o n S t Federal CtPierce Ave
New Li
be
rt
y
S
t
W oodbury CtBertini LnCromwell St
M ead CtHorton CtKi
mbal
l
CtPal
f
r
ey Ct
D
e
v
e
r
e
a
u
x
A
v
e Co
l
u
mb
u
s
S
q
Ha r b o r V i e w Ter
Nimitz WayBla
ney St
Prospect AveDaisy StMckinley RdKe
ll
e
h
e
r
Wa
y
E a t o n P l C i t y H a l l A v e
N ig h tin g ale Ln
Mar
s
hall
DrSchool
S
t
r
ee
t
Ct
Gerrish PlHa
r
t Wa
y
P a r a l l e l S t W
R a y m o n d T e r
Dewey DrAr
nol
d Dr
Vandergrift DrCust
om House CtNorton TerStillw ell D
rDove Ave
U
p
h
a
m S
t
Jackson St Washington StT a ft R d Bridge StFort AveForrester St
Hayes R d
H
o
w
ard St Winter St
F e d e r a l S t
Butler St
O
rc
h
a
r
d St
8City Of Salem
Massachuse ttsMayorKimberley Driscoll
600 0 600 1,200 1,800 2,400300
Scale in Feet
Low to Moder ate Income AreasJuly 1, 2014
G eo gr ap h i c D i s t r ib u ti o n ofEntitlement F un d Ex pe nd it ur es - F Y 15
900 9000 Feet
1" = 180 0 '
Data Sou rce s:
- SRA and Low & Moderate in come areas fro m MassGIS and de rived fro m the 201 0 Unite d States Cen sus- Expe nditu re Type s gene rated from the City of Salem Planning Departme nt reco rds
Legend
SRA Bo unda ry
Expenditure Type
Econo mic Dev elopment
Housing Activity
Neig hborhoo d Improve me nt
Pla nning Activity
Tree Pla ntin g
Neig hborhoo d Improve me nt
Map created by SalemGISAugust 6, 2015
C I T Y O F S A L E M
MayorKimberley Driscoll
Map No. 15-009