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Sun Bug Solar Panel Proposal for 380 Esse Salem 8.16.2016 August 16, 2016 Jay Famico 380 Essex St Salem, MA 01970 Jay , It was a pleasure meeting with you to discuss your solar potential. I admire your commitment to having a more energy efficient home. Here is the formal proposal for your new solar PV system. Notes: • Based on the utility bills you supplied, in the last 12 months you consumed 6,811 kWh We have modeled your electrical payback starting at $0.170 per kWh. We have modeled your SREC incentive at .8 or 80% its current value. If the final DOER announcement, on or around August 31st, 2016 for SREC 2 values does not meet your expectations, we can cancel the deposit and refund the remainder of your deposit not used for structural engineering purposes.. Your utility provider is National Grid. • You have considered having SunBug install a critter guard protecting the perimeter of the array but have determined it is unnecessary at this time. • The turnkey price of this system assumes that the panels can be walked up through the attic. After deposit a crewmember will test this out. If it is not possible we will need to reevaluate the cost of a lift rental and adjust the price accordingly. If an agreement cannot be met you may back out of the project. • SunBug Solar recommends that you replace your roof prior to a solar PV installation. SunBug Solar will not complete a solar installation unless the roofs where the solar array will be located have been replaced. . • The solar modules utilized in your PV system are black-framed SunPower High-Efficiency panels, the highest quality, highest-efficiency, best warrantied solar modules in the world. • Your Solar Edge inverter system has a 25 year warranty: in addition to the 25 year Power Optimizer warranty, included in this price SunBug is extending the inverter warranty to a full 25 years for your system. 7.20 kW Photovoltaic system: 20 SunPower 360 watt X22 Ultra Efficiency modules, 1 SolarEdge se6000 inverter & optimizer system, and all necessary balance of system materials (racking, wiring, disconnects, etc.). This price is for complete, turnkey service including all permits and paperwork. The gross price of this system installed is $39,944 Less 30% federal tax credit* - $11,983 Less 15% state tax credit* (capped at $1,000) - $1,000 Total anticipated cost after incentives $26,961 Projected 30 year electricity savings $59,930 Projected 10 year SREC revenue (DOER MIN / MAX) $12,361 / $16,712 Projected Payback 8-9 Years Solar Savings & Your Electric Bill The 7.20kW system will produce on average approximately 7,700 kWh/year. Based on your consumption, this system will allow you to produce approximately 113% of your electricity yourself. Additionally, after factoring in SREC revenue (see SREC description in this proposal), your new PV system could eliminate your home’s entire electricity cost. In f act, in its first year, solar savings plus SREC revenue at the minimum level of $285/SREC will cover an anticipated 282%. Environmental Savings Over its 30 year anticipated life-cycle, it will generate more than 224,000 kWh of energy from the sun. In that time it will save 154 metric tons of CO2 from entering the atmosphere, equivalent to: • the greenhouse gas emissions from taking 32 cars off the road for 1 year, • or the carbon sequestered annually by 126 acres of pine or fir forests. Inverter System and Monitoring Your Solar Edge inverter system includes individual Power Optimizers, allowing for both panel- level and array-wide monitoring. Performance of each module is measured and communicated in order to maximize solar power harvesting at all times. Your Solar Edge Power Optimizers have a 25 year warranty. Additionally, included in this price SunBug is extending your Solar Edge inverter warranty to 25 years. Note that to take advantage of this monitoring system you must have internet service at your home. 7% 44%34% 15% Current power profile Coal & Oil Natural Gas Nuclear Hydro & Other 100% Power profile with solar Solar Coal & Oil Natural Gas Nuclear Hydro & Other Photovoltaic Incentives and Return on Investment: On-going Revenue: Solar Renewable Energy Credits Massachusetts is one of a handful of states that runs a Solar Renewab le Energy Credit (SREC) market for solar system owners. This program offers a ten year production incentive for making solar energy, above and beyond electricity savings. SRECs behave like stock certificates. They are bought and sold on a market administered by the Massachusetts Department of Energy Resources . An SREC does not represent electricity itself - solar system owners make their own electricity and experience the associated utility savings independent of the SREC program. SRECs are an additional financial incentive for Photovoltaic electricity producers on top of utility bill savings. SRECs are purchased by the investor-owned utilities, such as National Grid and Eversource. In Massachusetts, electric utilities need SRECs to meet solar productio n mandates established by the state’s Solar Carve-Out program within the Renewable Portfolio Standards. Since its creation in 2010, the SREC program has had robust participation. When the state reached the 400 MW capacity target of the first version, SREC I, the DOER created SREC II and a new a 1600 MW target. That success has in turn lead the DOER to begin to design SREC III or another incentive structure to replace SREC II in the future. An SREC is worth whatever a utility will pay for it: SRECs are bought and sold in a market. However, there are price support mechanisms put in place by the DOER in an effort to create “ceiling” and “floor” values for SRECs. The ceiling is determined by the fine levied on utilities for not meeting the solar standard. This is called the Alternative Compliance Payment (ACP) and is published by the DOER as $350 per SREC II in 2017, declining annually for the next 10 years to $244 in 2025. The floor is established by the DOER’s Solar Credit Clearinghouse, an auction of last resort should an SREC not sell. This Solar Credit Clearinghouse values an SREC II at $271 each in 2017 declining annually to $180 in 2025. Your system's SREC performance: # SREC's* Min, SREC II Rate ** Max SREC II Rate** 1st Year 6 $1,512 $2,000 10 Year Total 61 $12,361 $16,712 ** Rates are based DOER's 10 year SREC pricing guidelines, all less trading fees Photovoltaic Direct Return on Investment SunBug's return on investment calculations are generally conservative compared to industry standard. We are happy to walk you through our assumptions and show you our complete calculations in detail. ** Assuming minimum SREC value, payback occurs in 9 with an anticipated: • 20 years of free electricity, • lifecycle savings of over $45,000, • and Internal Rate of Return of over 11.5%. Assuming maximum SREC value, payback occurs in 8 with an anticipated: • 21 years of free electricity, • lifecycle savings of over $49,000, • and Internal Rate of Return of over 12.9%. Indirect Return on Investment: Home Value These direct ROI models do not incorporate the increased home value associated with solar, because New England-specific data is not yet at a statistically relevant size. But an Appraisal Institute study estimates that property value increases by $20 for every utility-bill dollar saved due to energy improvements. Also, the U.S. Department of Energy found that even in soft markets, a home with solar will sell in half the time as one without. $0 $500 $1,000 $1,500 $2,000 $2,500 $3,000 $3,500 1 3 5 7 9 11 13 15 17 19 21 23 25 27 29 Annual Savings Before & After Payback assuming projected minimum SREC II value Inverter Replace After Payback Before Payback $0 $500 $1,000 $1,500 $2,000 $2,500 $3,000 $3,500 $4,000 1 3 5 7 9 11 13 15 17 19 21 23 25 27 29 Annual Savings Before & After Payback assuming projected maximum SREC II value Inverter ReplaceAfter Payback Before Payback Return on Investment Detail Electricity produced by solar array Minimum SREC II rate Maximum SREC II rate Year Value per Solar kWh Solar production in KWH Solar production in $ SREC II revenue Cumulative cash flow SREC II revenue Cumulative cash flow 0 $0.00 0 $0 $0 ($26,961) $0 ($26,961) 1 $0.17 7,724 $1,313 $1,557 ($24,090) $2,011 ($23,636) 2 $0.18 7,705 $1,349 $1,473 ($21,268) $2,006 ($20,281) 3 $0.18 7,686 $1,386 $1,395 ($18,487) $1,904 ($16,991) 4 $0.19 7,666 $1,424 $1,323 ($15,739) $1,802 ($13,764) 5 $0.19 7,647 $1,463 $1,257 ($13,019) $1,707 ($10,594) 6 $0.20 7,628 $1,503 $1,192 ($10,323) $1,617 ($7,473) 7 $0.20 7,609 $1,545 $1,127 ($7,652) $1,534 ($4,394) 8 $0.21 7,590 $1,587 $1,067 ($4,998) $1,451 ($1,356) 9 $0.22 7,571 $1,630 $1,008 ($2,359) $1,374 $1,649 10 $0.22 7,552 $1,675 $961 $277 $1,304 $4,627 11 $0.23 7,533 $1,721 $0 $1,998 $0 $6,348 12 $0.24 7,514 $1,768 $0 $3,766 $0 $8,117 13 $0.24 7,496 $1,817 $0 $5,583 $0 $9,934 14 $0.25 7,477 $1,867 $0 $7,449 $0 $11,800 * 15 $0.26 7,458 $1,918 $0 $9,367 $0 $13,718 16 $0.26 7,440 $1,970 $0 $11,338 $0 $15,688 17 $0.27 7,421 $2,024 $0 $13,362 $0 $17,713 18 $0.28 7,402 $2,080 $0 $15,442 $0 $19,793 19 $0.29 7,384 $2,137 $0 $17,579 $0 $21,930 20 $0.30 7,365 $2,196 $0 $19,775 $0 $24,125 21 $0.31 7,347 $2,256 $0 $22,030 $0 $26,381 22 $0.32 7,329 $2,318 $0 $24,348 $0 $28,699 23 $0.33 7,310 $2,381 $0 $26,729 $0 $31,080 24 $0.34 7,292 $2,447 $0 $29,176 $0 $33,527 25 $0.35 7,274 $2,514 $0 $31,690 $0 $36,040 26 $0.36 7,256 $2,583 $0 $34,272 $0 $38,623 27 $0.37 7,238 $2,653 $0 $36,926 $0 $41,276 28 $0.38 7,219 $2,726 $0 $39,652 $0 $44,003 29 $0.39 7,201 $2,801 $0 $42,453 $0 $46,804 30 $0.40 7,183 $2,878 $0 $45,331 $0 $49,681 Lifecycle Savings $45,331 $49,681 Lifecycle Internal Rate of Return (IRR) 11.5% 12.9% Payback in Year 9 8 Assumptions: post incentive install cost $26,961, inverter replacement in year 15, current price of electricity $0.17/kwh, annual electricity increase 3%, customer tax rate #REF!, SREC revenue projections per DOER published rate schedule over 40 quarters (10 years), here: http://www.mass.gov/eea/energy-utilities-clean- tech/renewable-energy/solar/rps-solar-carve-out-2/current-statis-solar-carve-out-ii.html. Installation 20 panels will be installed on the roof, as approximately indicated below: Your system uses SunPower 360 watt X22 Ultra Efficiency panels, similar to the panels seen in this SunBug installation: Your SunPower panels are backed by the industry’s leading 25 year “bumper-to-bumper” panel warranty. SunPower goes beyond any other manufacturer to cover the diagnostic and labor costs associated with replacing any panel for 25 years. In addition, h igher year one performance plus a n industry leading degradation warranty means that compared to standard efficiency panels, SunPower panels produce 21% more energy over 25 years. Installation Schedule The actual installation of your PV system should take 2 to 3 days. However, coordinating with the electric utility, building department, electrical permitting, etc. takes time, so we would schedule your solar PV installation for 4 to 5 months from receipt of signed proposal, in conjunction with weather conditions. Terms and conditions Upon acceptance of this proposal, installation will be governed by the SunBug Turn -Key Installation Agreement. Standard payment terms require $1000 due with signed proposal, 50% of gross price balance on order of materials, 40% of gross price balance upon completion of installation, and final 10% paid on utility interconnection. This proposal is valid 14 days from date of issue. If this proposal meets with your acceptance, please sign below. If you have questions, call me at 617-500-7015 to talk it through. Thank you, Chris Miller ACCEPTED: ____________________________________ _________________ Jay Famico Date * The availability of Federal and State tax credits is dependent on individual taxpayer information and not guaranteed by SunBug Solar. The availability and amount of any rebates are subject to change and not guaranteed by the paying party or SunBug Solar. ** Investment calculations, including projected SREC revenues, are based on industry standards, including system specifications and output projection based on 30-year average weather data for the region. SunBug Solar makes no guarantees for system costs or savings based on this proposal, and advises customers to consult their own investment professional to calculate return on investment for any home or business improvement project. 8/16/2016 • 7.20 • SunPower 360 watt X22 Ultra Efficiency • $39,944