1984-08-02 ASSESSORS' DEPARTMENT
Location 34 CALUMET ST Block MAP 10 Lot No. 63
y Cert. No. Doc. No.
Dated Book y J Page `Q9
Recorded �- a—
�y
Consideration a "3($,
Buildings mentioned n GRANTOR
Description: '? / �`j� -'44
GRANTER �L
Plan 91 by 6C e 3 7� Reference to title: IP.
B. e?lY 3s'r17PI. No. Pl. Cert. No. " /7 7yo �r• Same Par remises, 61,/, 194
From
Re(-. R. d.3 /� P. to F1'L /1l'� To
Lors / •9Y, 7S 74,1/ 1- '99r' a'Oo 3/ Date /-3o-76
THE CRONIN IRREVOCABLE TRUST
The parties to this instrument dated (
n nT , /
1984 , are MARY C. CRONIN, of Salem , Essex Cotinty,
Massachusetts , the "DONOR" , and DANIEL A. CRONIN, JR. , of Walpole ,
Massachusetts , JUDITH E. CRONIN, of Salem, Massachusetts , and
MARY C. CRONIN, the "TRUSTEES" . This instrument may be known as
V THE CRONIN IRREVOCABLE TRUST INSTRUMENT and the Trust hereunder
as the THE CRONIN IRREVOCABLE TRUST. ,
C v The Donor has transferred or may hereafter transfer to
the Trustee property described or to be described in the
i
t
Trustees ' receipt or receipts therefor , which, together with any
other property that hereafter m-ay be accepted by the Trustees and
added to this trust , shall be h?ld and administered by the
Trustees for the purposes and upon the trusts hereinafter set
forth .
The Donor ' s establishment of this fund is for the pur-
poses of estate planning with the goal of the avoidance of the
necessity of her estate being settled in Probate Court with its
attendant delays , costs and legal expenses and for that reason ,
! additional transfers of property to the Trustees may be made
I
after this date by the Donor .
I . This Instrument shall not be amended or revoked by
-vAYES.LEDOUX.
u'HIPPLE&KING the Donor , in whole or in part . The Donor intends that this
-TORNEYS AT LAW
E-EDERALSTREET instrument constitute an irrevocable gift in trust of all pro-
. L_EM.MASS.01970
(617)745--3363 perty at any time held hereunder , and any rights , of any descrip-
5 MARKE-STREET tion , which the Donor now has or may subsequently acquire are
P O.BOX 206
Sv✓ICH.MASS.019M relinquished forever .
(517)35C-2933
-1-
II . A. During the 'Donor ' s life , the Trustees shall pay
to her or for her benefit , or upon her written order , the net
income of this Trust . Such written order shall be signed per-
sonally by the Donor and not by any guardian , conservator , or
attorney-in-fact . The Trustees may pay to the Donor such
amounts , if any, of the Trust principal as the Trustees may from
time to time determine to be advisable for the emergency needs of
the Donor .
-�� B. If it is determned that the Donor is at any time
mentally or physically incapacitated and unable to give direc-
tions to the Trustees , as set forth by a physician ' s certifica
te ,
she shall cease to serve as Trustee , and the remaining Trustees
are authorized to pay and/or apply the trust income and prin-
cipal , or either , in such amounts ( including all thereof) , pro-
portions , equal or unequal , and manner as he shall determine tr
be advisable for the emergency, needs of the Donor .
III . As a guide to the: Trustees in exercising their
discretion with respect to payments to or the Donor , it is the
Donor ' s desire that to the extent reasonably possible , but with
due consideration for the size of the trust estate , the standard
Of living to which she has been accustomed be followed . The
-S.LEDOUX, Trustees , in the exercise of their discretion , shall take . into
'LE&KING
KEYS AT LAW consideration any other income or assets which may be available
RAL STREET
MASS.01970 to the Donor and the obligation of an entity
y for and/or to sup-
745-3363
port her .
<ET STREET
BOX 206
-2-
MASS.01938
15t�2933
I
1f
IV. The Trust shall 'term*pate upon the death of the
Donor . Upon such termination , the balance of the principal of
the Trust and all accumulations and additions thereto , together
with the income remaining unpaid shall be distributed free of any
trust to the Donor ' s issue then living by right of represen-
tation . j
V. The Trustees may at any time and in their discretion
pay from the principal and/or income of the trust any part or all
C or none of the expenses of the last illness , funeral , burial ,
u marker , monument and/or other expenses , including estate taxes ,
in connection with the death of the D onor .
VI . If any person entitled to receive a distribution
upon termination of the Trust shall be under the age of twenty
Ione (21) , the Trustees (1) may .at any time thereafter
pay such
Idistriblutive share to such person or to his or her parent or
guardian , and any such payment 'shall constitute a discharge of
Ithe Trustees to the extent thereof ,. or (2) may retain such share
in trust until such person shall attain the age of twenty one
( 21) and continue to hold , manage , invest , and reinvest the same
; for the benefit of such person with all the same powers and
duties conferred upon the Trustees hereunder . The Trustees may pay
``D""`&KINC- over and/or accumulate whatever part or all of the net income or
`5 AT LAW
.L STREET principal, or both , thereof the Trustees shall deem necessary
or
ss.01970 �
5--3363 advisable for such person ' s support or education . Any such trust
' STREET maintained by the Trustees pursuant to this paragraph , if not
i
X 206
,Ss 01938 sooner distributed by the Trustees , shall in any event- be paid
—2933
1
-3-
II
II �
over to the person entitled thereto when he or she shall have
attained the age of twenty one (2.1) or , if such person dies
before attaining the aye of legal majority , to his or her legal
representative or estate upon his or her death .
VII . The interest of any beneficiary of the Trust , either
as to income or principal , shall not be subject to anticipation ,
alienation or be in any other manner assigned by said benefi-
ciary, nor shall any interest be subject to any legal process ,
I
bankruptcy proceedings or the interference or control of credi-
tors or of any spouse of a married beneficiary.
VIII . In extension and not in limitation of the powers
given the Trustees by common statutory law or other provisions of
this Trust , the Trustees shall have all "Statutory Optional
Fiduciary Powers as defined ;in Chapter 184B, Section 2 , of the
h Massachusetts , Y �.
General Laws of the Communweal,_:� of as from time
to time amended .
IX. If NARY C. CRONIN fails or ceases to serve as
Trustee , DANIEL A. CRONIN, JR. and JUDITH E. CRONIN, shall serve
as Trustees . If for any reason either one fails or ceases to
serve , the other shall serve alone . No Trustee whether named
Therein or hereafter appointed shall be required to give any bond
-YES.LEDOUX, as such or if required to give bond , shall be exempt from fur-
'IPPLE&KING
"ARNEYS AT LAW nishing any surety on such bond .
'4�AERAL STREET
-'M.MASS-01970
-017)745-3363 K1 X. Any Trustee shall upon appointment become vested
''4'.RKET STREET �
with title to the property of the Trust without the requirement
76-OBOX 206
TR
.H.h+ASS,0193E
-4-
7)35-2933
G
of any act of conveyance or transfer and after such appointment
shall have all the powers , authorities and discretions and may in
all respects act as if originally' named and
appointed hereunder .
XI . The Trustee shall render accounts of the administra-
tion of the trust annually. The assent by all persons who , for
the period of any account , were entitled or eligible to receive
the income of the trust and who were of full age and legal capa-
city (but if a minor then by the natural guardian) , shall
make
such account ( in the absence of fraud or manifest error) binding
land conclusive upon all persons then having or who may thereafer
( have any interest in the income or principal of the trust . The
,! failure of any such person to object to an such
Y account by a
writing mailed to the Trustee within sixty ( 60) days of receipt
of a copy of the account shall be - deemed to be an assent by such
person.
IN WITNESS WHEREOF, MARY .C. CRONIN has hereunto set her
hand and seal as Donor and Trustee , and DANIEL A. CRONIN, JR. and
JUDITH E. CRONIN hereunto set their hand and seal in acceptance
of the trusts hereof , this ,,
4�— day of
� 1984 .
3. DOux.
LE G KING M XC� C. CRON I N u r
Donor and Trustee
EYS AT LAW
RA_STREET
dA55.01970 V
745-3363 4f)AN_IEL A. �U USTP P
CRONIN, JR. , Trustee
ET STREET
30x 206
dASS.019M
L
56—2933 DITH E. CRONIN", Trustee
—5—
� I
Commonwealth of Massachusetts
ESSEX, sS . �_� , al , 1984
Then personally appeare4,/the above-named MARY C. CRONIN
and acknowledged the foregoing instrument to be her free act and
deed , before me
l i/"
No ry Public
L
MY commission expires •/�"���.,.G� ,
i
i
• E
HAVES.LEDOUX,
WHIPPLE&KING
AT-ORNEYS AT 1_.AW
49 FEDERAL STREET
SA EM.MASS.01970
:6171745-3363
-6-
25•-•ARKET STREET '
O BOX 206
'*-S:.ICH.MASS 01938
_517)356-2933