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56 PICKMAN RD - BUILDING INSPECTION The Commonwealth of Massachusetts- - Department of Public Safety Massachusetts State Building Code(780 CNIR) F< Building Permit Application for any Building other than aOne-or Two-Family Dwelling (This Section For Official Use Only) Building Permit Number: Date Applied: Building Official: SECTION 1:LOCATION(Please indicate Block#and Lot#for locations for which a street addres not avail le) NO. and Street City/Town Zip Code Name of Bill ldi r ,p i' SECTION 2:PROPOSED WORK Edition of NIA Stale Code used If New Construction check here❑or check all that apply in the two rows below Existing Building❑ Repair❑ Alteration ❑ 1 Addition❑ I Demolition ❑ (Please fill out and submit Appendix-1) Change of Use ❑ Change of Occupancy ❑ Other ❑ Specify: _ Are building plans and/or construction documents being supplied as part of this permit application? Yes ❑ No 2! Is an Independent Structural Engineeri jig^Pee Reyiew re fired/� �9 L Yes ❑ No Q-- Brio escrS5Ption of Proposed Work: J /'/� ia,,t t y,f S//r5'l4'�Pf /4fP SECTION 3:COMPLETE THIS SECTION IF EXISTING BUILDING UNDERGOING RENOVATION,ADDITION,OR CHANGE IN USE OR OCCUPANCY Check here if an Existing Building Investigation and Evaluation is enclosed (See 780 CNiR 34) ❑ Existing Use Group(s): Proposed Use Grou p(s): SECTION 4:BUILDING HEIGHT AND AREA Existing Proposed No.of Floors/Stories(include basement levels)&Area Per Floor(sq.ft.) Total Area(sot.ft.)and Total Height(ft.) SECTION 5:USE GROUP(Check as applicable)' A: Assembly A-1 ❑ A-2 Cl Nightclub ❑ A3 ❑ A4❑ A-3❑ B: Business ❑ G Educational ❑ F: Facto F-1 ❑ F2-❑ H: Hi h Hazazd H-I ❑ H-2❑ H-3 ❑ H-1❑ H-5❑ 1: Institutional I-1 ❑ 1-2❑ 1-3❑ 14❑ M: Mercantile❑ R: Residential R-113 R-2❑ R-3❑ R-4❑ S: Storage S-1 ❑ S-2❑ U: Utility❑ Special Use❑and please describe below: Special Use SECTION 6:CONSTRUCTION TYPE(Check as applicable) IA 0 IB ❑ IIA ❑ IIB ❑ ILIA ❑ 1I1B ❑ IV ❑ 1 VA ❑ VB ❑ SECTION 7:SITE INFORMATION(refer to 780 CMR 111.0 for details on each item) Water Supply: Flood Zone Information: Sewage Disposal: Trench Permit Debris Removal: Public❑ Check if Outside Flood Zone❑ Indicate municipal❑ A trench-ill not be Licensed Disposal Site❑ required O or trench or specify:_ Private❑ or indentify Zone or on site system ❑ permit is enclosed ❑ — Railroad right-of-way: Hazards to Air Navigation: Al A I i,wr,. .ymnn„inn 1'. w,, .r;ram,.; Not Applicable Cl Is Structure taithin airport approach area? Is their revieov completed? or Consent to Build enclosed ❑ Yes ❑ Or No❑ Yes❑ No ❑ SECTION 8:CONTENT OF CERTIFICATE OF OCCUPANCY Edition of Code: Use Croup(s): lope Of Construction: Occupant Load per Floor: _ Does the building contain an Sprinkler System?: _Special Stipulations: ._ _ __ � t SECTION 9: PROPERTY OWNER AUTHORIZATION Warne and Address of Property Owner Name(Print) No.and Street City/Town Zip Property Owner Contact Information: Title Telephone No. (business) Telephone No. (cell) e-mail address If applicable, the property owner hereby authorizes Name Street Address City/Town State Zip to act on the property owner's behalf, in all matters relative ht work authorized by this building permit application. SECTION 10:CONSTRUCTION CONTROL(Please fill out Appendix 2) If building is less than 35,000 cu.ft.of enclosed space and/or not tinder Construction Control then check here❑and skip Section 10.1 10.1 Re istered Professional Responsible for Construction Control r on rcr , ,y orP.7��ry+� �'.9L 7-5 la 3-7n TK la��(Risnt) T• ho o. e-mail, dr•ss Oafs Re istration Numb• allw Street Address City/Town State Zip Discipline piration Date 10.2 General Contractor w,f eo/�tt7�ru�l��or/ pany Name -fi r R?Z /f a"l,?.r• Name of Person ReIrfonsible for Construction License No. and Type if Applicable Street Address City/Town State Zip V-V v Telephone No. business Telephone No. cell a-mail address SECTION 11: FVc)1:1:6:Rti CUnIP1.iNSATL0N 1,V4UItAN0:Aiq II�,NVIT M.G.L.c.152.§ 25C 6 A Workers'Compensation.Insurance Affidavit from the MA Department of Industrial Accidents must be completed and submitted with this application. Failure to provide this affidavit will result in the denial of the issuance of the building permit. Is a signed Affidavit submitted with this application? Yes❑ No ❑ SECTION 12:CONSTRUCTION COSTS AND PERMIT FEE Item Estimated Costs:(Labor and Materials) Total Construction Cost(from Item 6)_$ L Building $ -rU Building Permit Fee=Total Construction Cost x (Insert here 2. Electrical S appropriate municipal factor)_$ 3. Plumbing $ 4. Mechanical (HVAC) $. Note: Minimum fee=$ (CO ti t mu licipalil' 5. Mechanical Other $ Enclose check payable to ti.Total Cost $ (contact nnmicipni ity)and write check number here SECTION 13:SIGNATURE OF BUILDING PERMIT APPLICANT Hy entering my name below, I hereby attestlulder the pains and penalties of perjury that all of the information contained in this application is true and accurate to the best oPiuy knowledge and understanding. n9%G`_r , h �� �"r'S,a�L�vi� )�396-3Va 6� Please print and sign n n Title Tole phone N t Date 6 �y Ff%c v e f66!o, 'ell G a/S Street Address City/Town Slate Zip - Municipal Inspector to fill out this section upon application approval: 2 /� i me Date r t CITY OF S.U.E.�I, NL1SS.kcHUSETI'S BLIIDLYG DEPARTMENT 130 W.�SHLYGTON STREET, 3i0 FLOOR TEL (978) 74S-9595 FAX(978) 740-9846 KIJtHERLEY DRISCOLL MAYOR THo.�ua ST.PtEm DIRECTOR OP PLBLIc PROPERTY/BCIIXING CONNISSIONER Construction Debris Disposal Affidavit (required for all demolition and renovation work) In accordance with the sixth edition of the State Building Code, 780 CMR section i 11.5 Debris, and the provisions of MGL c 40, S 54; Building Permit a is issued with the condition that the debris resulting from this work shall be disposed of in a properly licensed waste disposal facility as defined by MGL c t 11, S 150A. The debris will be transported by: (name of hauler) The debris wi II be disposed of in w' -e (name of facility) (address of facility) c signature of permi ,pplicant r date J.bnud•I•m ' CITY OF SALEM PUBLIC PROPRERTY DEPARTMENT \i N,vl I!:WMiIIITG It^S IS CL•a•a J.1t 1.4. IJ.111.\l.l ll q I lvv1W1 Z 11,1: "711.713.905 e p tx 974-7/42-Ix16 Workers' Compensation Insurance .%amovit: Builders/Contractors/Electricians/Plumbers \ s sllcant inrormrtion ,/> / �/ PI m Print Le •bi VitlT10 i IIInnNtvyt)r;{ynV.111nrvindjvv.,Iuul): /W'T/V�/ ff ,/O� �0�.,� ddreir':_ 1/O ? / Pt,1 Ar Cn / )__ e Cily,St:lrc.%ip- �Gi°7 aW �� I t 7i��'��� �y� U boor JJ: .tru)ou an eugsloyer'J Check the appropriate boa: I 1.0 1 :till u cm to er with 4. hSM of project(nqulrrJ): P Y ❑ l am a general coutraelor and 1 mnpluyccs(full und/ur purt-time).a have hired lhu+uh-amaacwrs f' ❑New cunxtructiun 2.C3 • I ant a tole propricror or partner- listed on the altached sheet : 7- ❑ Remodeling ship end have no cmpluyuus These subcontractors have working Air Inc in any capacity. ,�y(( workers'comp. Insurance. V. Demolition I No workers'cmnp. insurance S. Y�J We are a col 9. ❑ OuiWing additiun required.) corporation utd its officers have exercised their 10.0 Electrical repairs or additions 3.0 1 wn a hnmalwocr cluing all work right of exemption per MCiL 11.0 plumbing repairs or additions myself.Iwo workers'comp• c. 152,4 t(4),anJ we have no insurance required.) l cmPlayces.(Ko workers' 12'[�R�iul'mpuia c�mp, insursncureyuited.) 11C]Other '4n>.,;IpLca,e ihW dwvts bss rl mua:Jw till uw 1he,churn Mae,awwils that wwk,ei cunr0eeualwr Itdicy iofinmWiwr. 'I l.mittommn whe wbnul this of davit indicAlins Ihuy.Ire Juine WI work srW Ihtrl Aire wnide sown C',mrrrva,n(himthvck this bell muse unashW nn.uWili e;W.vhal Jluwine the naltq Claim r1ltFteMrarltMe i1m thew ehA""slRderil inditarine vIv�b. /urn an emploper that Js prutddlnq workers'comp ielarorutiva en radon hrramnee/br my stop/uyrre BolinvistbIlRujigy any r b a ile ', In.vuraoccC'ompally Valne: IBp��Ci . Policy a or Selr•ins. Lie.d: Ex irultun Mist:P l e. 7 Job Situ Addru s:6(9 li�C�f'17QC/ J� .�(��'/Qyy,, �••Al Clty'statetzip: Sq 3ilun Atturc is w copy of flu workers'cumpcnsatlon Policy Jeclaratlun Page(showing the policy number and exPlradun date). Pail secure colersge as required under Scatiun 2JA of XICL c. 152 eau lead to flu imposition or criminal penalties of a rind up hI SI.5n0-W am1/urune-year imprismumcnr, ar well as civil 11 J 1lcn ofulUa in the furor Of STUD WORK ORDER and s fine up to i?50.00 ay .ltuinst t he violator. lie advi.tcd thut a copy tinhis smtcment mug be lurwurdad to the 011ice of Intf,11�jllons el the OIA for invrtrance a»cragc %vi allcabon. Id"hereby t erti/y rut.ler t/the�p,rinr,rnJ penu/firs u/perluly that 1/1 tin/urrnal/on praviJad but•e is true until cancel 0_1 I)an /�/p�s2.��1 Ofl1riu/11.1r unly. pr not,vrirr in thil urea,to hr sunny/r/rd by city ur/own a//JriuL ('itr or fawn: __ PcnniNl.leenxr it 1-tting Authurily (circle nac): I. Iloird then of Ifvahh Z. OtherG. Iluddin j Ikpartotcol I. l:itl:'1'uou Clerk J. L•'lectriod lalPtxtor i. plumbing Intpeclar l•nU.tcl 1'L nuu: I'huuc.'1: I i Information and Instructions every Isom in the service of another under•Illy Contract Jf hire. �Lusadtuseus Ucneral Laws chapter I i2 nyutres all engtlo)crs o provide workers' compensation tau their employees. 1'ursu:mt to tills.statute,an rmploree is defined as"...e ry Pe'. ;,press or unplied. oral or written." , or an two or more .fin employer Is delincd as"an Individual,partnership,assticianoa,coryores ll ur other label eased Y asmershlp,A'soewtioa or other legal entity,employing employees. However the .I the loregulllg engaged,art 4loin enierpnsa, and includiog the legal fCPfeselltatlVC1 Jr a deceased CnlPluyef.Jf the ant of the I ecmver Jr uuatea cal .ut individual. phouse Jwnet of a dwelling house having not pploys pee shoo three ap3rtrsons to do mainti ants end who resides flrection of pairr work or r e n such dwelling .Iwv final house of another who employs thereto shall notnbecause of such uemployment be deemed to be an employer." Jr on the grounds or building apP also states that ,every state or local licensing agency shall withhold the IetaOace or �tGL chapter 132. 23C(6) lisfor any renet`nnt wl olicense has net pr doted accupf ble evidence of atil to Operate a business or curnpgso a with the sinsurance coverage lrequired. :Ippli �3C 7 ,rates"Neither the commonwealth not any of ill political subdivisions shill 1.idiliunully, NIGL chapter I S_, i- ( ) enter into any contract for the performance of public work until acceptable evidence oi'conlPli ulce with the Insurance requirements of this chapter have been presenteJ to the contracting authority Applicants hecking the boxes that pp to our situation and.if Pleava fill Jut the worken' compensation affidavit completely,by nunlbar(s)along with their lceri ficate(s)of necessary,supply sub-contractor(,)llama(,),addreLimitlages)and p LLP with no employees other than the insurance. Limited Liability Companies(LLC�o tn�teon compensaed Liability tion imucance.(If an)LLC or LLP does have members or Partners, are not required to carry employees,a policy is required. Be advised that this alfidavit may be submim d to the Deportment of Industrial Ile rage for the permit or license is being requested,nol the Department of Accidents for policy is require re insurance coverage. Also be sun to sign and dale Ibe uMdav16 Tau affidavit shoo AdOn he rev w the city or town that the upD quest regarding the law or if you are required to obtain a workers' industrial ,accidents. Should you have any y ant at the number listed below. Self-insured companies should enter their compensation policy,please call the Depom self-insurance license number on the a ro taste line. Cary or•rows Offtclals rintcd Please be sure that the you to fall outsin the complete event the Off"otllnlvesti{{ations has to contact you regarding the y. The,Deportment bus provided u space Lit tappllieant. of Ill*affidavit for y ant 1'I;asu be sera to tilt in the permit/license number which will be used as a reference number. In addition,is uppllcurr tit Jr dllat must submit multiple pennio'Iicallsa applications in any given year,need only submit ono atTidnvit indicating torten of tlifhe uf7idavit that has been officially stamped or marked by the city or own Inay be Provided w the Policy it t hub niun multiple necessary) and under' Job Site Address'the applicant should write":Ill lucutiuna in (' Y town►."A copy applieant as proof that a valid affidavit is on file for license permits or not f relat t now affidavit must be filled out each venture y t`f,1,lug lea home permite of to citizen is leaves obtaining ini aid persoitlia VOTtrcyuired of complete this afftdavito any business Of minercial venture I he I)liicc,ri Iove,tigatiuns would like to thank you in adviu e ltat fur your cooperation and should you his ;any questions, Please du nut hesitate to give us a call. P the U:P'rrunellt's address. telephone aumbdr Th ax C ass n nunanwealth of Maellusetta D�epartment of Industrial Accidents 011lee of[nvadgadons 600 Washington Street Boston, MA 02111 Tel. M 617-727.4900 ext 406 or 4-877-MASSAFE Fax N 617-727-7749 t_.i d ;.In.n) www.mass.gov/dia American Properties Team, Inc. A. v�AON TO: Salem Building Inspector FROM: Jennifer Pappas, Property Manager RE: Roof Replacement — 56 Pickman Road DATE: June 22, 2011 Please be advised that the Board of Trustees for Pickman Park have approved a roof replacement project at 56 Pickman Road. This work will be completed by Thor Roofing & Construction. Should you have any questions or require additional information, please feel free to call me directly at (781) 569-2675. 500 WEST CUMMINGS PARK-SUITE 6050• WOBURN •MA •01801.781-932-9229 -FAX 781-9354289 ?+ ✓fze �o�nvnaaruoea�i ./�.aoaacfi,��aalia `t ? 1�;— Office of Consumer Affairs & Bu mess Regulation HOME IMPROVEMENT CONTRACTOR I Registration: 123356 Type: 9 ? Expiration 2/4/2013 Private Corporatio; r = _ WJ CONSTRLICTTQN CORP i WILLIAM MANGIASJ 407 REAR MYSTIC AVE{iN1T36A ga MEDFORD, MA 02155 a I Undersecretary a �r ..�--. � OP ID:CH 'CERTIFICATE OF LIABILITY INSURANCE'CERTIFICATE 51231IYYYY) 5j23111 THIS CERTIFICATE 1S ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must be endorsed. H SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the Certificate holder in lieu of such endorsemen s. PRODUCER 978-975-1300 MEneT Se grave&Hall Insur.Assoc.lnc vxDNE 30a?North Main St 978-ST5-7596 AIC No: Andover,MA 01810 EMAIL ADDREM Lawrence J.Hall PRODUCER WJNC0-1 INSURERS AFFORDING COVERAGE NAIC0 INSURED WJN Construction Corp INSURER A:Arbella Protection Ins,Co. 4136 , Thor Construction _ INSURER s: 407 Rear Mystic Ave #36A INSURERC: Medford,MA 02155 INSURER D INSURER E: NSURERF: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS. EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE D B 11 POLICY NUMBER POLICY EFF MPO YET(LTK LIMITS GENERAL UABRJTY EACH OCCURRENCE S 1.000,00 A X COMMERCULL GENERAL Lwsam 8500036963 05121/11 05121/12 PR I s a mn S 300,00 CLAMS-MADE I OCCUR MED EXP An "par I 5,00 PERSONAL&ADV INJURY $ 1,00D,00 GENERAL AGGREGATE S 2,000,00 GENL AGGREGATE LIMIT APPLIES PER PRODUCTS-COMPIOP AGO S 2,000,00 F-IPOLICYF-1 PRO-IFCT LOC I AUToRos LE LIABILITY COM81NED SINGLE LIMIT 1 (Eav=iO ) ANY AUTO BODILY INJURY(Pal pawn) I 100,00 ALL OWNED AUTOS BODILY INJURY(Pe,eCti t) S 300,00 A X SCHEDULED AUTOS 68794400003 07NSMO 07/18/11 PROPERTY DAMAGE $ 100,00 HIREDAUTOS NON-0WNEDAUTOS S $ UMBREL(A LINE OCCUR EACH OCCURRENCE I EXCF93 LUU3 CLAIMSMADE AGGREGATE 1 DEDUCTIBLE I RETENTION_ 3 t WORKERSCOseENSATKIN WCSTATU- ER AND EMPLOYERS L4IBNTY A DEFIOERPRI BOR EARTNEEDT CUTNE Yin MIA 10389 01101/11 Ot/01/12 E.L.EACHACCIDENT I 500,00 (Mantlalory In NH) E.L.DISEASE-EA EMPLOYEE S 500,00 x ym,dasam.wrier OESCRIP N OF OPERATIONS UeIrnv E.L.DISEASE-POLICY LIMIT S 500,00 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (AUap1 ACORD 101,ABNBonal RaMMEI SCH,HIW*.If mom OR"II M AN) CERTIFICATE HOLDER CANCELLATION WJNCONS SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE WJN Construction Corp THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN dba Thor Construction ACCORDANCE WITH THE POLICY PROVISIONS. 40T Rear Mystic Ave #38A Medford,MA 02155 AUTHORRM0 REPRESENTAT Lawrence J.Hal Y 1908-2009 ACORD Cb&dRATION. All rights reserved. ACORD 26(2009/09) The ACORD name and logo are registered marks of ACORD ,� �, � ,� ✓lfax �'arra6 Ca' m�� *: 407 Razor Nigstic linnu¢ Unit 3611 e0i1twd # M5zdford, M11. 02155 hanev^'�u�^ Ewa trro� 781-396-5420 (Fax)78I-396-5450 We Are: ®Licensed ®Insured ®Facto Trained ®Facto Certified Installers Proposal Submitted To: Pickman Park Condo Assoc. Phone Ws c/o American Properties Team, Inc. H: W: Date: 06/152011 Street: 500 West Cummings Park 46050 Job Name Same City,State,Zip Code Woburn,Ma. 01801 Job Location 56 Pick Rd.,Salem, Ma. Proposal to furnish and install the following: ❑ New Roof/Strip Off Complete Roof Preparations—Services provided to help you avoid hassles and to protect your home Home exterior to be protected by tarps and plywood Shrubs,landscaping,trees to be protected from damage Entire existing roofing material to be removed to existing decking. Site to be cleaned everyday, debris removed at project completion Deteriorated existing decking replaced at a cost of$3.50 Per Lineal. Ft. 8" Metal drip edge installed at eaves ❑ 8" Metal drip edge installed at rake edges New lead step flashing will be installed around chimney base New plumbing vent flashing will be installed and flashed Shingle valleys will be installed Contractor will pick up building permit 6' Ice and Water shield installed at all eaves to protect from ice dams(and meet codes in the north) - Provides the best protection for your home 3' Ice and Water shield installed in all valleys,around penetrations, and chimneys to protect critical areas -Protects the most vulnerable areas on the roof GAF Shingle-Mate reinforced underlayment installed over entire decking GAF Ridge Vent System will be installed - Ensures that your roof system will last,your utility bills will be lower,and your warranty will be valid Clean up and cart away all debris. Quality Shingles: GAF Timberline®Series 11 LIFETIME Color-Shakewood GAF Hip and Ridge that matches shingle warranty will be installed Warranty: Roof to carry manufacturers (lifetime) year limited standard warranty and Thor's (2)year labor warranty. STRIP OFF UNITS 56 A&B— (front and back) Price..$6,800.00 Note: Units A, B, C, and D combined at same time........... With payment to be made as follows: 5% Deposit/ 113 Start of Work/ 113 Midway Thru / 1/3 Completion Date of Acceptance: �C) t /I I r Contractor: Thor Construction Company Pro erty Owner ignatur& L Additional Terms Attached \n � V Proposal Conditions Proposal AAndalteration posal is subject to change unless acceptance is made within 10 7delays contingencies... ments contingent upon strikes, floods,accidents,fires or other he control of the roofing contractor. ntees and warranties on products and services are with the ori less otherwise specified. nateration or deviation from the plans and specifications involving extra costs will be agreed upon n verbal or written format prior to performance of additional work. ♦ All materials to be as specified and work conducted in a workmanlike fashion. Structural7has ors scope of work shall not include the detection,abatement, concerns... tion or removal of asbestos or similar hazardous substances. Contractor Uncontrollaght to discontinue work if and when hazardous materials are discovered. damages... or shall be entitles to receive compensation for changes in scope of work y delays encountered as a result of hazardous materials as detailed above. r not responsible for structural soundness and shall have no liability whatsoever for the failure of the supporting structure to support men, materials, equipment,ice snow and water whether it is occurred before during or after the outlined work. ♦ Contractor not responsible for interior damages resulting from structural deficiencies as outlined above. ♦ It is further understood and agreed that: (A) the Company shall not be liable for any damage of any kind caused during the progress of the work,or thereafter, by fire,lightning, hail hurricane,cyclone or Act of God which the labor and materials would not reasonably be expected to withstand,or any damage to the interior of building or its contents. (B)The Company shall not be responsible for damage or delay due to strikes, accidents or other caused beyond its reasonable control. Insurance ♦ Contractor to carry insurance listed in the agreement. ♦ All city,state,county licenses to be held by contractor. Permits ♦ Owner authorizes Contractor to obtain any and all permits necessary for the outlined work